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Blog :: 02-2016

Living Is Easy In Downtown Asheville


Downtown Asheville Living from Mosaic Realty on Vimeo

Why live in Downtown Asheville? Why not is the question! With access to world class restaurants, breweries, shopping, entertainment, and more, this urban hotspot is perfect for couples, singles, and frequent corporate visitors. 

It’s the perfect city for a condo. Walk to farmer’s markets, enjoy coffee at one of the many quaint cafes, or enjoy the nightlife of this impromptu town. It is the perfect combination of city and Southern living meshed with the beauty of the Blue Ridge mountains. 

This walkable city offers abundant activities for the active lifestyle, and there are culinary delights for every diet. Named one of the happiest cities in America, and Beer City U.S.A, Asheville is a lifestyle

This city is known for its up and coming music scene, incredible street artists, and year-round festivals. It’s fun, it’s spontaneous, and full of life. 

Welcome to Downtown Asheville. View homes available in Asheville here.



The Magic of Asheville, North Carolina


The Magic of Asheville North Carolin

Once named the happiest city in America, Asheville North Carolina has something to offer for everyone. This breathtaking city, known as the Land of the Sky, is located on a plateau rising over 2,000 feet high in the heart of the magnificient Blue Ridge mountains. 

Vibrant downtown Asheville is known for its extraordinary culinary scene, artists, culture, and of course, it's beauty.  Surrounded by extraordinary vistas and blow your mind natural wonders, Asheville, North Carolina is the place where magic happens. 

From drumming circles to art galleries, and an established music scene to architectural treasures, Asheville is ranked in the top 10 places to live, to retire, start a business, and to raise a family. Dozens of microbreweries and brewpubs producing tasty local craft beers has garnered Asheville the title of beer city USA for four years in a row, and one of eight best beer towns in the United States. 

Downtown's street performers and shops all turn heads and add to the city's charm. Coveted spots in downtown are the outdoor dining tables at many of the city's nationally acclaimed restaurants. Entertainment such as LaZoom comedy tours, and delicious treats at French Broad Chocolate Lounge, will leave you begging for more of this impromptu city.

Voted one of the ten most beautiful places in America, Asheville is an outdoor paradise. Downtown condos, and neighborhoods such as Montford, Five Points, and The Grove Park are within walking or biking distance to everything you need. Downtown markets like Hopey and Company and the French Broad Coop provide convenient access to supermarket needs, and the best thing - it's all local! 

People love Asheville because they don't have to fit into a mold. They can be who they are and still feel at home. 

Welcome to the city of Asheville. This Appalachian town is an abundance of magic and happiness. 

Home Ownership Tax Savings Are In The Air


Home Ownership Tax SavingsIt’s tax season and your home offers some significant tax savings. Speak with your accountant about the details of home ownership tax benefits, but here are a few things to keep in mind as you prepare your taxes this year.

  • Mortgage deduction: The tax code allows homeowners to deduct the mortgage interest from their tax obligations. For many people this is a huge deduction, since interest payments can be the largest component of your mortgage payment in the early years of owning a home.
  • Some closing cost deductions: The first year you buy your home, you are able to claim the points (also called origination fees) on your loan, no matter whether they are paid by you or the seller. 
  • Property tax is deductible: Real estate property taxes paid on your primary residence and a vacation home are fully deductible for income tax purposes.
  • Tax Deductions on Home Equity Lines: In addition to your mortgage interest, you can deduct the interest you pay on a home equity loan (or line of credit). 

The tax deductions you’re eligible to take for mortgage interest* and property taxes greatly increase the financial benefits of home ownership. Let’s work through a hypothetical situation to see how it works.

If we assume the following:

   $9,877 Mortgage interest paid (a loan of $150,000 for 30 years, at 7 percent, using year-five interest)

+$2,700  Property taxes (at 1.5 percent on $180,000 assessed value)

 $12,577 Total deduction


Then, multiply your total deduction by your tax rate.**  

For example, at a 28 percent tax rate: $12,577 x 0.28 = $3,521.56

$3,521.56 = Amount by which you have lowered your federal income tax


*Mortgage interest may not be deductible on loans over $1.1 million. In addition, deductions are decreased when total income reaches a certain level.

**The rate at which you’re taxed is determined by your tax bracket, which in turn is determined by how much you earned in a given year along with your filing status (single, married filing jointly, married filing separately, or head of household). IRS Publication 501 will help you determine your rate.


Sources: Forbes | National Association fo REALTORS®

Keeping Up With The Ashevillians - Asheville NC Most Desired Neighborhoods

Asheville NC Desired Neighborhoods

The housing market in Asheville is hot. It is no secret that Asheville is hitting high marks. Restaurants, breweries, the great outdoors, and more are driving its ranks in top ten polls. This vibrant, vintage southern city offers desirable neighborhoods, and is ideal for the first time home buyers, luxury home buyers, families, and investors. Here is the scoop on neighborhoods that are both hot and uphold the charm that keeps wanting more. 

MontfordLocated within walking distance to Downtown Asheville and on the National Registry of Historic Places, the beautiful neighborhood of Montford brings a southern charm to the city. With homes in the neighborhood designed and built by architects and contractors from the Biltmore Estate in the early 20th Century, Montford was a favorite escape for vacationing New Englanders and today is filled with people who call Asheville home. 

Grove Park - Located off of Charlotte Street and sitting directly below the widely-recognized Omni Grove Park Inn, this neighborhood is feels mystical. It is one of our favorites to walk, with expansive trees, beautiful landscapes, and intriguing architecture. Grove Park has sophistication, and is a quiet neighborhood for those seeking solitude.  

West Asheville - This community oriented neighborhood offers walkability to stores and restaurants. The hip vibe adds culture and depth, and West Asheville thrives on creativity and the outdoors. The 3rd quarter of 2015 had the highest median sales price of homes sold on record in Asheville. 

Downtown - If you like convenience, great food, and/or beer, downtown Asheville is a great spot for you. Downtown Asheville condo living is great, especially for those that are looking to live part time in this city. The city is walkable, with restaurants, lounges, and markets at your fingertips. 

People love Asheville because they do not have to fit into a mold. They can be who they are and still feel at home. Welcome to Asheville, NC! A city that offers a neighborhood for everyone.