Blog :: 2015

Happy New Year from Mosaic

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Happy New Year From Mosaic

This week we say goodbye to 2015, and hello to a new year. As we reflect on the past year and the clients, friends, and family we have had an opportunity to spend time with, we want to say a big thank you. Thank you for filling our 2015 with memories, moments, and laughter. The past year in Asheville, we have seen growth and change, and we are looking forward to what is in store for 2016. 

As you ring in the new year, we wish you peace, joy, and happiness. We are grateful for each of you, and proud of your accomplishments and successes and wish all of your dreams for 2016 will come true. 

Happy New Year, 

 

Mosaic Community Lifestyle Realty

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See The Historic Montford Asheville North Carolina Video

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Historic Montford in Asheville, North Carolina

 

The charming neighborhood of Montford, located within walking distance to Downtown, Asheville is filled with beautiful historic homes, parks, and history. Montford's established restaurants such as Nine Mile, Tod's Tasties, and Chiesa are soothing to the palate.  With it's quaint bed & breakfasts and historical elegance, Montford has become a prominent neighborhood in Asheville. Single family homes adorn the brick-sidewalk streets, convenient access to Reed Creek Greenway, and location to the Interstate, make it a desirable area to live. 

 

View Mosaic Realty's Historic Montford Neighborhood Video here:

Historic Montford Neighborhood Tour from Mosaic Realty on Vimeo.

 

End of the Year Financial Check List

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financial checklistDecember has many of us thinking we can't believe it is almost the end of the year. Where did 2015 go? As the year comes to a close, it's a good time to do a little financial housekeeping. 

 

Consider the following as your close at your year and start 2016. 

 

Give... reduce your tax liability by doing good:

Now is the time to get credit for your 2015 tax return. December is a time where we are reminded of the many people in need in and around our communities. This is a good time to give goods, clothing, or cash to inspire good.

Some ideas on local Asheville charity needs-

Donate cash to a local Holiday Toy Drive - Eblen Charities St. Nicklaus Project 

Donate cash to help finish a women's shelter - Western Carolina Rescue Mission Woman's Shelter on Patton Avenue 

 

Re-assess your Retirement

Contribute to your 401(k) or IRA 

Defer income if 2015 was a high-income year.

 

 

Take a Look at Your Mortgage 

Mortgage rates have been low. It may be time to take the plunge and refinance while interest rates are still lower than years past.

Rents are on the Rise... Is it Time For You to Buy a Home?

Rents are projected to rise in 2016, and in Asheville rentals go off the market as fast as they go on. This may be the perfect time to start thinking about buying a home. With the holidays and winter, it may help with negotiations, price, and not competing with a crowd of buyers looking at the same homes.

Top 8 Asheville Holiday Experiences

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Asheville ChristmasToday, is December 1st, and the beginning of the season of holiday lights, family traditions, celebrations, yummy food, and many toasts in honor of friends, family, and loved ones. Asheville has much to offer during this merrymaking month. Take a peek at our top 8 holiday things to do. 

1- Christmas at Biltmore - The nostalgic decor and Christmas tree are a special sight, and will inspire fond memories of when you felt that special feeling of Christmas.  

2- Polar Express Train - Sip hot cocoa and watch the kids’ faces light up with the magic of the North Pole and Santa Claus. It’s a short drive to get to the Smoky Mountains Railroad, yet worth the memory in the making.

3- Beech Mountain Ski Resort - 15 slopes and 95 acres of skiable terrain make this a perfect day or weekend getaway to enjoy snow covered ground and racing family and friends down the mountain – the perfect December experience.

4- Visit Biltmore Village - The lighted Christmas tree and shops are filled with the spirit of Christmas. It’s quaint and charming. Visit the Christmas store, taste a cookie from Well-Bred, or enjoy some traditional Mexican food at The Cantina. 

5- The Omni Grove Park Inn - Pure magic. The live fire in the extra-large fireplace, photos next to Santa’s sleigh on the porch overlooking the endless mountain peaks, and holiday drinks to delight. Consider viewing the annual Gingerbread house competition entries, or visit to relax and enjoy the holiday decor. 

6- Winter Lights at the NC Arboretum - Take a stroll through the NC Arboretum to view lights which complement the plants and trees. 

7- Rappelling Santa at Chimney Rock - Each Saturday in December, Santa can be seen practicing for his Christmas Eve rappel down this 535-million-year-old rock! We hear he does this to make up for all the milk and cookies he eats on Christmas Day!

8- ZipLine - Take the family out for a zipline adventure at the Crowne Plaza® Resort Asheville. The kid-friendly zip-line is perfect for kids and adults, and is located a mile from downtown Asheville. We dare you to wear a Santa hat or reindeer antlers and take a selfie!

 

From all of us at Mosaic Community Lifestyle Realty, we wish you and yours a happy Holiday season! 

 

Top 5 Things To Do To Save $$$ On Your Heating Bill This Winter

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Save $$$ On Your Heating Bill This WinterThere is a chill in the air in Asheville, and it has us all thinking about keeping warm this winter. Heating our homes cost efficiently is a concern for many, and Mosiac Community LIfestyle Realty exposes "Top 5" things to check in your home to save on your energy bill this winter.

 

  1. PREVENT COLD AIR FROM GETTING IN - By sealing the envelope of the house, you stop cold air from getting in and petetrating coolness inside. Weather-strip doors and windows, and fill any leaks or gaps in the attic floor, such as around pipes, chimneys, wiring, and recessed light fixtures in the ceiling. Small openings and cracks can drastically increase your heating and costs. 
  2. KEEP WARM WITH INSULATION: If you insulate only one thing, it should be the attic floor, since heat rises. It is advised to have at least 10 inches of insulation in this area.
  3. CHECK DUCTWORK: Most of us understand that doors and windows can leak air in, however the ducts in a typical house leak much of both heated and cooled air into the attic, basement, or crawlspace. If you find missing duct tape, holes, or openings in the duct work, this can dramatically alter your heating bill, as the a majority of the heat is going to areas in the house that are not livable. You will need a professional to take care of the duct work to fix the duct drafts, as this is a messy and time-consuming job. 
  4. HOW OLD IS YOUR FURNACE?: Heating systems that are more than about 20 years old and cooling systems that are more than about 10 years old are inefficient by today's standards. Installing even middle-of-the-road equipment sold today can yield 10 to 20 percent savings. 
  5. CHANGE THE THERMOSTAT: Cut energy costs by installing a  programmable thermostat. These devices are said to save about 10 percent on your heating bills, according to the Alliance to Save Energy

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What Is a Buyer's Agent and Why Do You Need One?

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Buyer's AgentIt’s no secret that the real estate industry has evolved in numerous ways over the last decade.   Smart phones, apps, and a variety of internet sites are taking the market by storm, and many looking to buy a home have unprecedented access to property information at their fingertips, without depending on a real estate agent.

There is one problem with this, many of these sites are outdated. Information that is said to be current is actually not, and misleading many homebuyers looking to buy in Ashevile. Our office receives many calls to ask about a certain properties found on Zillow or other sites, and more often than not, the property has already sold and is no longer available. 

The internet is a good resource to get familiar and get started, however have a good buyer’s agent is key to finding the right Asheville home. What is a buyer’s agent? A buyer’s agent is there to protect the home buyers interest — tasks that reach far beyond the property search function.  Here is a condensed list of the essential tasks that should be handled by a qualified buyer’s agent:

 

  • Walk you through the buying process, at no cost to you. They will be able to be the giver of advice, schedule appointments, explain to you about neighborhoods and properties. They will negotiate on your behalf and write up contracts for you.
  • Educate buyer’s on current market conditions
  • Research homes in the area and sort through active listings to make suggestions after cross-referencing buyer’s needs (i.e. Which homes are located in areas that have retained home values? Which homes are located inside good school districts? Lower taxed areas? Easy work commutes? etc.)
  • Help buyers achieve their lifestyle needs with a different set of features than originally anticipated (this is particularly useful when dealing with financial constraints)
  • Aid buyers in narrowing their search until they have identified their top choices
  • Handle the ins and outs of the negotiation process including the preparation of all necessary forms when making an offer and/or counteroffer
  • Provide oversight and follow up for any inspections deemed necessary
  • Counsel buyers on how to handle any repairs needed on the property
  • Be present at closing to ensure that all the buyer’s interests are protected

 

Buyer’s agents are no longer the gatekeepers of property information, but understanding, evaluating, and presenting that property information to home buyers remains an integral part of an agent’s job.  If done properly, everyone benefits; if ignored or executed inadequately, everyone suffers.

 

Search for an Asheville buyer’s agent now. 

Source: Realtor.com | Forbes | North Carolina Association of REALTORS®

Asheville Luxury Home Demand Increasing

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Asheville Luxury Home DemandAsheville has received many accolades, including one of the World's Best Cities by National Geographic in October of 2014. Asheville is considered "up-and-coming" and is an outdoor mecca with an established foodie scene. Home buyers from more expensive markets - such as New York, Florida, New Jersey, and California - are purchasing in and around Asheville. The draw to Asheville is real, and it is pushing pressure on middle-range to luxury home pricing, and creating demand.

 

Quarter ending housing reports September 30, 2015, establish the reduction in inventory of higher-priced homes. "When inventory levels are more than 6 months, it is a buyers' market and there is downward pressure on prices and when inventory levels are less than 6 months, it is a seller's market and there is upward pressure on prices," Mike Figura, owner of Mosaic Realty, wrote in his third-quarter report on the Asheville and Buncombe County housing markets.

 

"As of October 2015, inventory in Asheville was well under 6 months in the price ranges below $450,000 and for price ranges between $450,000 and $800,000, inventory levels were around 6 months. The market has really strengthened in the upper-price ranges. For a long time (since 2013) that strength lay at houses priced under $450,000," he said.

 

Figura cited a dynamic that many analysts have observed for more than a year: Buyers from more expensive markets -- such as New York, Florida, New Jersey and California - are purchasing houses in the local area.

 

Want a glimpse of Asheville luxury home inventory? View Asheville homes priced $450,000 and higher - click here

Fall Back This Sunday November 1st

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Fall Back Sunday November 1stIt's time to fall back. Daylight saving time will end on Sunday, November 1, 2015.

When local standard time is about to reach 2 a.m. on Sunday, November 1, 2015, clocks are turned backwards 1 hour to Sunday, November 1, 2015, 1 a.m local daylight time instead.

It always feels as if winter is approaching when sunrise and sunset come an hour earlier. In a few days it will be darker much quicker in the evenings! It's a good time to check the outdoor lights on your home, or headlights and tail-lights on your car. This time of year is also a great reminder to change the batteries in your smoke detectors in your home. 

Daylight Savings Time is practiced to conserve energy. In general, energy use and the demand for electricity for lighting our homes is directly connected to when we go to bed and when we get up. Bedtime for most of us is late evening through the year. When we go to bed, we turn off the lights and TV.

In the average home, 25% of all the electricity we use is for lighting and small appliances, such as TVs and stereos. A good percentage of energy consumed by lighting and appliances occurs in the evening when families are home.

Embrace the time change and the extra hour you will have this Sunday, November 1st! Don't forget to turn your clock backwards an hour when you go to bed this Saturday evening. 

When's the next time change?

Spring forward one hour at 2 a.m. Sunday, March 6, 2016.

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It's a Masquerade Ball On Halloween and You're Invited

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Asheville Color Ball It's the Asheville Color Ball, and it will be held October 31, 2015. The theme of one of Asheville's most extraordinary events put on by the Asheville Area Arts Council, "A Magical Masquerade : The 2015 Onyx Ball." 

Full of great food, enchanting libations, cool costumes, amazing art, entertainment, music, and an abundance of creativity, the Onyx Color Ball will be saturated in the color. There will be live painting performances, acrobatics, face-painting, and onyx colored food and drinks. The AAAC is looking forward to the spectacular event in downtown Asheville. 

WHEN:  October 31, 2015

WHERE: The Masonic Temple (Located at 80 Broadway St.) 

TIME: VIP Reception: 5:45pm - 6:30pm

          Main Event: 6:30pm - 12:30am

COST: $100.00 for VIP Admission (Pre-party from 5:45pm-6:30pm with: * Exclusive foods * Speciality theme inspired cocktails * Unique performances only during pre-party ~ FREE parking ~ 2 drink tickets to the cash bar during main event ~ First bidding rights on Silent Auction items ~ 2 FREE tickets to enter into the raffle)

           $35.00 for General Admission (Enchanting performances by local entertainers (including local afro-pop group Zansa) ~ Appetizers from local businesses to delight the senses ~ Live Auction including fine art, trips, and other great prizes ~ Silent Auction including local gift cards/baskets from businesses ~ Raffle)

Purchase Tickets Here: 

http://ashevillearts.com/recurring-event/color-ball/

The color ball is put on in support of raising funds for the Asheville Area Arts Council. Sponsor of the event include:
WCQS, HomeTrest Banc, Asheville SCene, French Broad Global Investors, Mosaic Realty, Blue Ridge Bone & Joiny, New Song Muisc, Oppenheimer, Musician's Workshop, Plum Print, Fine Arts Theatre, Spirit Savvy, Asheville Compounding Pharmacy, Samsel Architects, Reynolds Mountain Dentistry, Pisgah Brewing, Big Boom Design, Samsel Architects, Covington, Grove Arcade, and Charlotte Street Computers. 


Performances by: Zansa, Lycaonfire, and Sneaky Mcfly.
 

Pumpkin Pedaller Asheville Bike Ride

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Asheville on Bikes is putting on a community ride on Halloween, the Pumpkin Pedaller! Saturday, October 31, 2015, join this bike ride with your best costume on. There will be music, food, fun, and of course prizes given to those with the most ghoulish costumes. 

The ride will be begin at 3 p.m. All joining are asked to gather at Asheville City Hall at 2:30 p.m. Everyone is off pedalling at 3 p.m., coming to an end at New Mountain. There will be food and live music from 6 - 8 p.m., and a costume contest at 7 p.m.

 

A portion of all New Belgium beer proceeds will support Asheville on Bikes. 

 

If you are a biker, this event is for you! Take a look at the ride map: 

Sponsors of the ride include: JAG & Associates Construction, New Mountain AVL, Epic Cycles, New Belgium, Oowee Products, and Mosaic Realty.

For more information about Asheville on Bikes visit: http://ashevilleonbikes.com/

Mosaic Realty is a local boutique Asheville real estate firm dedicated to home buyers and sellers in and around Asheville. Mosaic prides itself on upstanding values of honesty, dedication, community support, respect, and sustainability. Learn more about our REALTORS® here , or contact us here.