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Affordable Housing in the Asheville Area

Affordable Home in Asheville NCAt Mosaic Realty, we understand that housing is expensive and out of reach for many hardworking people. Asheville has a number of programs to help facilitate homeownership for a range of budgets. Below you will find all affordable homes for sale in the Asheville area. We also encourage you to contact us so that we can help you navigate your options and assist in your search for housing. Mosaic Realty has agents trained in affordable housing who are ready to help you.

Have your search come to you by registering with our site. Save searches and your favorite Asheville listings, and receive email notifications when a new listing matches your search criteria. Contact a Mosaic Realty Broker to schedule a home tour or if you have any questions. 

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Henderson County Affordable Homes
Madison County Affordable Homes
Buncombe County Affordable Homes
Haywood County Affordable Homes
McDowell County Affordable Homes

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29 Pippin Lane Waynesville NC 28786

Waynesville, NC29 Pippin Lane

Price$275,000

Est. Mortgage: $/month

Active With Contract

MLS Number CAR3863869

  • Residential
  • Bedrooms 2
  • Bathrooms 2
  • Square Feet 1,663
  • Acreage 0.42

Charming home filled with the character of the 1940s but with modern updates, 5 minutes from Downtown Waynesville and no city taxes! Beautiful antique wood floors, gorgeous kitchen with lighted glass cabinets, master on the main. Covered front porch w/ plenty of room for rockers leads to comfy living room with wood stove. Versatile room with closet has french doors leading out to a generous deck. New metal roof in 2018. Lot around house is level, overlooks a creek. Property extends to other side of road. As per seller, the original wood flooring extends underneath the kitchen and bathroom floors on the main level. Located minutes from hiking and the Blue Ridge Parkway, Sunburst Falls and Soco Falls! This cabin has great Airbnb/Vrbo potential! Furnishings negotiable (with the exception of musical instruments and some personal items, photos etc.) Charter Spectrum internet & TV available.

Listed by Tavia Thomas of RE/MAX Executive

$
$
%
$/month over payments
Federal 30-year interest rate: 5.7% last updated on Jun 30, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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34 Souther Road Fletcher NC 28732

Fletcher, NC34 Souther Road

Price$185,000

Est. Mortgage: $/month

Pending

MLS Number CAR3862090

  • Residential
  • Bedrooms 2
  • Bathrooms 2
  • Square Feet 1,188
  • Acreage 0.37

UPDATE! Multiple offers received, offer deadline is tonight (Mon. May 23rd) at 9 pm. This comfortable and affordable home has had a recent remodel, giving it a modern facelift. Brand new heat pump was recently installed! It is a 2 bedroom with a bonus room, and also has two full bathrooms. Engineered septic system was installed in 2021 and is for 2 bedrooms, please see attachments for more info on the septic. According to previous owner, new roof was installed in 2019. Kitchen appliances are relatively new. Property is in the city of Fletcher in Henderson County, and receives a county and city tax bill.

Listed by Lisa Udolkin and Martin Luna of EXP Realty LLC

$
$
%
$/month over payments
Federal 30-year interest rate: 5.7% last updated on Jun 30, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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143 Dogwood Acres Loop Marion NC 28752

Marion, NC143 Dogwood Acres Loop

Price$219,900

Est. Mortgage: $/month

Active With Contract

MLS Number CAR3863203

  • Residential
  • Bedrooms 3
  • Bathrooms 1
  • Square Feet 1,010
  • Acreage 0.5

Location! Location! Location! This charming 3 bedroom 1 bath home is a must see. Easy commute to Lake James, shopping, dining and approx 35 minutes to Asheville. Recently remolded within the last couple years with new heat pump and more. Nice kitchen with dining area, Welcoming living room with large windows for letting in natural light, hardwood floors and bedrooms are spacious. There is a bonus room and more usable space in the heated basement but not counted in finished sq footage due to everything is not finished. Have family and friends over to enjoy meals in the screened in carport area or turn it into a workshop, storage or outside man/woman cave. Purchase MLS 3863437 with this one for rental (was rented for $650.00 a month) or for family and friends. Call today to schedule your viewing before its to late. Home is currently rented please do not disturb them.

Listed by Charlotte Bright of EXP Realty LLC

$
$
%
$/month over payments
Federal 30-year interest rate: 5.7% last updated on Jun 30, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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222 Geneva Drive Marion NC 28752

Marion, NC222 Geneva Drive

Price$129,000

Est. Mortgage: $/month

Pending

MLS Number CAR3863286

  • Residential
  • Bedrooms 1
  • Bathrooms 1
  • Square Feet 432
  • Acreage 0.1

This tucked away tiny A frame cabin sits along Buck Creek providing the serene atmosphere of North Carolinas mountains, streams, and creeks. This tiny cabin features a bedroom loft accessible by ladder, access the top deck from the loft or the outside steps. On the main level you have a built in table, cooktop, mini fridge and full size sink. In the living area you have plenty of room for a small sized couch and chair or even a pull out sleeper. The bathroom has plenty of room and a walk in rain head shower system. The front deck is a wonderful place to sit and relax while being consumed by nature and tranquility. The choice is yours to make this your tiny home, vacation home, or forever home but act fast an opportunity like this wont last long.

Listed by Jannell Peterson of Rhonda Silver Real Estate Group LLC

$
$
%
$/month over payments
Federal 30-year interest rate: 5.7% last updated on Jun 30, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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49 Lisa Lane Maggie Valley NC 28751

MLS Number CAR3863198

  • Residential
  • Bedrooms 2
  • Bathrooms 2
  • Square Feet 1,102
  • Acreage 0.19

Cute cabin located withing walking distance to the town of Maggie Valley. Cabin has a large front porch with a swing. Back of the cabin has a huge screened-in porch w/skylights and additional grilling deck [porch built in 2019]. Main area has wood floors in great-room, pantry/hallway, bath/laundry. Great room has a stone fireplace with gas logs; vaulted ceilings; hickory kitchen cabinets w/island. Upper level includes an open large loft area. Also on upper level you will find a bedroom with walk-in closet and private bathroom. New mini-split system a/c and heat was installed 2021. All furnishings can be included and ready for use as primary/seasonal or vacation rental home.

Listed by Gabi Edwards of EXP Realty LLC

$
$
%
$/month over payments
Federal 30-year interest rate: 5.7% last updated on Jun 30, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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147 Dogwood Acres Loop Marion NC 28752

Marion, NC147 Dogwood Acres Loop

Price$95,000

Est. Mortgage: $/month

Active With Contract

MLS Number CAR3863437

  • Residential
  • Bedrooms 2
  • Bathrooms 2
  • Square Feet 924
  • Acreage 0.29

Location Location Location! Affordable 2 bedroom 2 bath home on approx .29+/- acres close to Lake James, shopping, dining and more. Home has been remolded within the past few years. Large primary bedroom with large closets and garden tub, open floor-plan, pantry, and laundry area at rear door. Can be purchased with 143 Dogwood Acres Loop MLS 3863203 Live in one and rent out the other or have a in-laws/family living across from you. Call today to schedule your viewing.

Listed by Charlotte Bright of EXP Realty LLC

$
$
%
$/month over payments
Federal 30-year interest rate: 5.7% last updated on Jun 30, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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51 Spring Street Marion NC 28752

Marion, NC51 Spring Street

Price$225,000

Est. Mortgage: $/month

Active With Contract

MLS Number CAR3863511

  • Residential
  • Bedrooms 4
  • Bathrooms 2
  • Square Feet 2,316
  • Acreage 0.1

Walking distance to downtown and easy commute to I-40, shopping, dining, and Lake James fun. Charming 4 bedroom 2 bath with nice kitchen, formal dining room for all your get togethers, some wood floors, large rooms, upstairs bedrooms have get away for reading/relaxing by the window. Plenty of room for you to roam around in. Sit on your wrap around porch and enjoy you morning coffee or evening tea. Fenced in backyard with patio area. Home needs a little TLC but will be gone fast. Call today for more information.

Listed by Charlotte Bright of EXP Realty LLC

$
$
%
$/month over payments
Federal 30-year interest rate: 5.7% last updated on Jun 30, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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251 Tree Top Lane Marshall NC 28753

Marshall, NC251 Tree Top Lane

Price$144,900

Est. Mortgage: $/month

MLS Number CAR3862883

  • Residential
  • Bedrooms 2
  • Bathrooms 2
  • Square Feet 1,081
  • Acreage 1.3

Come see this great 2 bedroom, 2 bath home conveniently located minutes to Downtown Marshall and a quick drive to Downtown Mars Hill, Weaverville, and Asheville. This manufactured home features a great built-in cabinet, soaker tub, kitchen island, and wood burning stove. This 1.3 acre property boasts great outdoor space including a spacious deck, outbuilding, fenced yard, and multiple fruit trees and bushes including plum, apple, blueberry, and grape.

Listed by Brent Allen and Dawson Snow of Patton Allen Real Estate LLC

$
$
%
$/month over payments
Federal 30-year interest rate: 5.7% last updated on Jun 30, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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59 Lost Cove Road Waynesville NC 28785

Waynesville, NC59 Lost Cove Road

Price$150,000

Est. Mortgage: $/month

Pending

MLS Number CAR3863080

  • Residential
  • Bathrooms 1
  • Square Feet 472
  • Acreage 0.68

Absolutely adorable, fully furnished, A-frame cabin nestled in the gorgeous Jonathan Valley area just outside the borders of the Great Smoky Mountains National Park. If you're wanting a place to get away from it all with the feel of a treehouse that affords privacy, winter views, & the sounds of a cool mountain stream, then you've found it! This easy-to-access home has been lovingly maintained & enjoyed by the same family since they built it. Give yourself the gift of a retreat to enjoy, or use it as an income producing vacation rental, or both! There will be no shortage of places to explore since the home is only 20 mins from Waynesville/Maggie Valley, 25 mins from skiing, 40 mins from the elk at Cataloochee, & just a 45 min drive to Asheville. Don't let the square footage fool you. The studio-like living area feels and lives larger than its size suggests. Hiking, rafting, skiing & many exciting places are nearby, but peace, serenity, & a relaxing sanctuary will be at your front door!

Listed by Mark Sossoman of Keller Williams Professionals

$
$
%
$/month over payments
Federal 30-year interest rate: 5.7% last updated on Jun 30, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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11 Vehorn Road Fairview NC 28730

Fairview, NC11 Vehorn Road

Price$265,000

Est. Mortgage: $/month

Active With Contract

MLS Number CAR3857297

  • Residential
  • Bedrooms 3
  • Bathrooms 3
  • Square Feet 1,609
  • Acreage 0.77

Beauty and silence that feeds your soul. This home is located in highly desired Fairview NC. There are places to hike, enjoy an evening run or just sit on your porch listening to the wind throught the trees. Once you open the door you will step into 1 of the 2 living rooms. It also has a nice size dining room and large kitchen. Don't forget to sip hot chocolate in front of your gorgeous wood burning fireplace. This home has a spacious primary and is one level living at its best. Make sure to book your appointment today!!

Listed by Athena Cermak of Keller Williams Professionals

$
$
%
$/month over payments
Federal 30-year interest rate: 5.7% last updated on Jun 30, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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2034 Pisgah Drive Canton NC 28716

Canton, NC2034 Pisgah Drive

Price$248,000

Est. Mortgage: $/month

MLS Number CAR3856176

  • Residential
  • Bedrooms 3
  • Bathrooms 2
  • Square Feet 1,084
  • Acreage 1.12

Convenient location just outside of the Town of Canton, with all the nearby restaurants, shops and breweries that this small town has to offer. This home sits on over an acre of land with lots of possibilities! The open floorplan features large windows in living area for lots of natural light, a kitchen with island/breakfast bar and a dining area. There is a great wood burning stove/fireplace in the living room for the cooler months. Out the back door there is a HUGE fenced in yard, ready for your 4-legged friends. Two storage sheds convey with the property. Home features 3 bedrooms and 1 full bath, 1 half bath en-suite. A great covered front porch is perfect for swinging or bring your rocking chairs. The garage and unfinished basement offer tons of options for a work shop, storage, potential to finish, etc. and has interior access. Make sure to put this one on your list to see! See the property video here: https://youtu.be/RyVK9d6qzTc

Listed by David Plyler of Lusso Realty,LLC.

$
$
%
$/month over payments
Federal 30-year interest rate: 5.7% last updated on Jun 30, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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181 Amywood Lane Mills River NC 28759

Mills River, NC181 Amywood Lane

Price$255,000

Est. Mortgage: $/month

Active With Contract

MLS Number CAR3860657

  • Residential
  • Bedrooms 3
  • Bathrooms 2
  • Square Feet 1,351
  • Acreage 0.6

3 bed/2 bath home in a quiet, well-established neighborhood with quick, easy access to the interstate, airport, and numerous local attractions. Perfect for first-time home buyers, investors, and those wanting to add personal touches to their new home. Open floor plan, gas fireplace, soaking tub, laundry room with storage. Large lot with mature trees and fenced back yard; screened-in porch. Won't last long-Schedule your showing today!

Listed by Lyn Smith of Fathom Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 5.7% last updated on Jun 30, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule TourAsk A QuestionMore Details

Broker Reciprocity © 2022 Listings courtesy of Canopy MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers’ personal non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The IDX data is deemed reliable but is not guaranteed by MLS GRID and may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS.  Based on information submitted to the MLS GRID as of July 4, 2022 7:51 PM EDT . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.