mosaic logo

and narrow your search. If you have fewer than 200 results, you can save your search.

Affordable Housing in the Asheville Area

Affordable Home in Asheville NCAt Mosaic Realty, we understand that housing is expensive and out of reach for many hardworking people. Asheville has a number of programs to help facilitate homeownership for a range of budgets. Below you will find all affordable homes for sale in the Asheville area. We also encourage you to contact us so that we can help you navigate your options and assist in your search for housing. Mosaic Realty has agents trained in affordable housing who are ready to help you.

Have your search come to you by registering with our site. Save searches and your favorite Asheville listings, and receive email notifications when a new listing matches your search criteria. Contact a Mosaic Realty Broker to schedule a home tour or if you have any questions. 

Narrow Your Search:
Henderson County Affordable Homes
Madison County Affordable Homes
Buncombe County Affordable Homes
Haywood County Affordable Homes
McDowell County Affordable Homes

r=337-348
290 Twinbrook Lane Maggie Valley NC 28751

Maggie Valley, NC290 Twinbrook Lane

Price$300,000

Est. Mortgage: $/month

Active With Contract

MLS Number CAR3843490

  • Residential
  • Bedrooms 2
  • Bathrooms 1
  • Square Feet 700
  • Acreage 0.28

Cute one-level cabin in the heart of Maggie Valley! Enjoy easy access with wide paved roads, city water & sewer, & high-speed internet! Over $37,000 in rental income in 2021 this cabin is suitable for year-round living, a great 2nd home, or short-term rental. The setting is a wooded mountain feel with a rushing mountain stream! The home features wood & tile floors, an open floor plan with a wood-burning fireplace, a jacuzzi tub in the primary bedroom, & great area near the creek. The home is being sold turn-key! Ownership also provides access to the indoor pool & clubhouse, & play area. HOA dues are just $1200/year which covers the pool/clubhouse, road maintenance, & exterior grounds maintenance.

Listed by Thomas Mallette of Better Homes and Gardens Real Estate Heritage

$
$
%
$/month over payments
Federal 30-year interest rate: 5.25% last updated on May 19, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule TourAsk A QuestionMore Details

1467 Big Branch Road Clyde NC 28721

Clyde, NC1467 Big Branch Road

Price$215,000

Est. Mortgage: $/month

Active With Contract

MLS Number CAR3829105

  • Residential
  • Bedrooms 3
  • Bathrooms 1
  • Square Feet 1,252
  • Acreage 0.58

This one-level brick home is located on a gentle lot located in the Crabtree Community. A nice fenced, gentle yard, outbuilding, and 2 car garage. The home features 3 bedrooms and 1 bath. A nice starter home in generally good repair. There is a nice workshop area off a heated corridor. The home is being sold as is where is as part of an estate sale. There is no upset bid process or court approval needed.

Listed by Thomas Mallette of Better Homes and Gardens Real Estate Heritage

$
$
%
$/month over payments
Federal 30-year interest rate: 5.25% last updated on May 19, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule TourAsk A QuestionMore Details

129 Cedar Forest Trail Asheville NC 28803

Asheville, NC129 Cedar Forest Trail

Price$270,000

Est. Mortgage: $/month

MLS Number CAR3844256

  • Condo
  • MLS Status Active
  • Property SubType CONDOMINIUM
  • Bathrooms 2
  • Bedrooms 2

RARE opportunity in highly sought after Cedar Forest!!! These condos are close to everything! Enjoy all the amenities of Biltmore Park, all the amazing dining options of South Asheville, Lake Julian Park, easy interstate access and close proximity to the Asheville Airport. This lower level home features two bedrooms and two full baths, covered rear deck, beautiful landscaping, and community swimming pool. Located a short distance to T.C. Robinson High School, Valley Springs Middle School, and Estes Elementary School. Water/Sewer included in monthly HOA dues.

Listed by Johnny Duncan of BluAxis Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 5.25% last updated on May 19, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule TourAsk A QuestionMore Details

140 Fuller Drive Waynesville NC 28786

Waynesville, NC140 Fuller Drive

Price$239,000

Est. Mortgage: $/month

Active With Contract

MLS Number CAR3844479

  • Residential
  • Bedrooms 3
  • Bathrooms 1
  • Square Feet 1,251
  • Acreage 0.26

Precious mid-century inspired three bedroom home tucked into a peaceful neighborhood in Waynesville, NC. The yard is nearly flat and perfect for kids, pets and gardening. Large two story outbuilding conveys. One car carport. Cozy den/dining area with wood burning stove. Come see all the possibilities for this amazing home!

Listed by Pamela Williams of Beverly-Hanks - Waynesville

$
$
%
$/month over payments
Federal 30-year interest rate: 5.25% last updated on May 19, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Virtual TourSave FavoriteSchedule TourAsk A QuestionMore Details

107 Cedar Forest Trail Asheville NC 28803

Asheville, NC107 Cedar Forest Trail

Price$219,900

Est. Mortgage: $/month

Active With Contract

MLS Number CAR3839607

  • Condo
  • Property SubType CONDOMINIUM
  • Full Bath 2
  • Bathrooms 2
  • Square Feet 1,066

Updated ground level condo in the heart of South Asheville! Amazing location is a hop & a skip from Biltmore Park, Lake Julian and all the amenities of Hendersonville Road. Living is easy with new luxury vinyl plank flooring, enclosed sunroom with sliding windows, updated bathroom vanities, stone wood-burning fireplace and dedicated parking. HOA covers water, trash, sewer, exterior maintenance plus a community pool and mail area!

Listed by Jeff Stewart and David Cash of Keller Williams Professionals

$
$
%
$/month over payments
Federal 30-year interest rate: 5.25% last updated on May 19, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Virtual TourSave FavoriteSchedule TourAsk A QuestionMore Details

85 Lookout Lane Waynesville NC 28785

Waynesville, NC85 Lookout Lane

Price$169,000

Est. Mortgage: $/month

MLS Number CAR3843920

  • Residential
  • Bedrooms 3
  • Bathrooms 2
  • Square Feet 1,388
  • Acreage 0.74

Beautiful long range view from the front porch of this home. Located in the quiet and sought after Jonathan Creek area. Only minutes to Waynesville, Maggie Valley, GSMNP Cataloochee Ski Slopes, Blue Ridge Parkway and so much more. Very convenient access to Interstate 40 to get to Asheville or Tennessee. Home needs a little TLC but would make a great home or investment. Home made a great long term rental for the current owner. Property could also make a great spot to build your mountain dream home with a spectacular view and infrastructure.

Listed by Keiffer Owen of RE/MAX Executive

$
$
%
$/month over payments
Federal 30-year interest rate: 5.25% last updated on May 19, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule TourAsk A QuestionMore Details

5 Medford Drive Fairview NC 28730

Fairview, NC5 Medford Drive

Price$289,400

Est. Mortgage: $/month

Active With Contract

MLS Number CAR3778189

  • Residential
  • Bedrooms 3
  • Bathrooms 2
  • Square Feet 1,833
  • Acreage 3

*New Carpet, new price! Reviewing offers Monday, April 4th at 2pm.* Peaceful mountain seclusion in Fairview Forest Estates, yet only 20 minutes from Asheville. This 3 BR/ 2 BA home with a barn sits on 3 AC (4 Lots Total, 1 Unimproved). Start your morning with coffee on the covered back porch or get cozy by the wood stove in the family room. You will love the open floor plan, split bedrooms and two living areas offer plenty of spots for guests or work spaces. Enjoy grilling and relaxing on the expansive decks or wooded back yard. With new gutter guards, well pump, duct work cleaned, septic system pumped and windows in family room, this home has been lovingly maintained.

Listed by Jeff Stewart and David Cash of Keller Williams Professionals

$
$
%
$/month over payments
Federal 30-year interest rate: 5.25% last updated on May 19, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Virtual TourSave FavoriteSchedule TourAsk A QuestionMore Details

204 Kudzu Loop Waynesville NC 28785

Waynesville, NC204 Kudzu Loop

Price$235,000

Est. Mortgage: $/month

MLS Number CAR3842854

  • Residential
  • Bedrooms 2
  • Bathrooms 2
  • Square Feet 924
  • Acreage 0.72

**Move-in-ready w/ a buildable lot & public water and sewer*** Walkable to Lake Junaluska!!! Lots of possibilities: live in one while building a permanent house, or bring another manufactured home and rent this one. House has been meticulously maintained. Would make a great rental or permanent home. Recently updated bathroom with new fixtures and tile floors. Enjoy a covered front porch and quiet back patio in this beautiful country setting. Comes with a storage shed and carport. All furnishings are negotiable. This parcel used to consist of multiple lots and has a potential for a lot split. County has no specific rules for density. Please note that the current Deed included lot #176, and has not been updated since the last survey. Please call the listing agent for the details.

Listed by Irina Kopt Abrams of Reliance Realty,LLC

$
$
%
$/month over payments
Federal 30-year interest rate: 5.25% last updated on May 19, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule TourAsk A QuestionMore Details

104 Meadow Park Lane Hendersonville NC 28792

MLS Number CAR3841287

  • Condo
  • MLS Status Active
  • Property SubType CONDOMINIUM
  • Bathrooms 2
  • Bedrooms 2

Open floorplan 2 bedroom/2 bathroom condo in a GREAT location! Less than 5 minutes to downtown Hendersonville and Interstate 26. This main-level condo makes access easy and efficient for all ages. The condo has a spacious back screened porch and large bedrooms. Brand new furnace and AC unit. Great location, great opportunity, great investment!

Listed by Derek Hawkins of EXP Realty LLC

$
$
%
$/month over payments
Federal 30-year interest rate: 5.25% last updated on May 19, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule TourAsk A QuestionMore Details

707 Beaver Creek Road Marion NC 28752

Marion, NC707 Beaver Creek Road

Price$163,000

Est. Mortgage: $/month

MLS Number CAR3842422

  • Residential
  • Bedrooms 2
  • Bathrooms 1
  • Square Feet 768
  • Acreage 1.9

Cozy Mountain 2 bed 1 bath Home in the Glenwood Community. This home would be great as an investment home or for a first time homebuyer! Just inside the front door you will find a spacious Living Room that flows openly to the kitchen. From the Living Room there is a small hall that leads to the 2 bedrooms and 1 bath. Off of the kitchen is a small sunroom that could be used as a laundry room. From the sunroom there is a set of stairs that will take you down to the basement area which could be used for extra storage or easily finished for a bonus room area. Outside you will find a new 12x20 Carport with new paved drive. There is approximately 1.9 acres on the property with a fenced in section for the pets. With just a little TLC this property could make a very nice home! Home to be sold as is.

Listed by Kevin Proctor of Realty Group 1

$
$
%
$/month over payments
Federal 30-year interest rate: 5.25% last updated on May 19, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule TourAsk A QuestionMore Details

1019 Old US 70 Highway W Black Mountain NC 28711
Active With Contract

MLS Number CAR3842995

  • Residential
  • Bedrooms 3
  • Bathrooms 2
  • Square Feet 1,042
  • Acreage 0.23

Incredible Mountain View! Centrally located and quick access to I-40 and US 70. Minutes to downtown Black Mountain, Montreat and Asheville. Open living room and kitchen layout with hardwood floors throughout! Fenced-in backyard for your four-legged animals, plus an additional fenced area for your garden. The roof was recently updated and the hardwood floors are in excellent shape. Breweries, hiking, kayaking, and many more mountain activities are at your fingertips.

Listed by Ryan Bumgarner of Coldwell Banker King

$
$
%
$/month over payments
Federal 30-year interest rate: 5.25% last updated on May 19, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule TourAsk A QuestionMore Details

245 Gypsy Lane Hendersonville NC 28792

Hendersonville, NC245 Gypsy Lane

Price$265,000

Est. Mortgage: $/month

Active With Contract

MLS Number CAR3843269

  • Residential
  • Bedrooms 2
  • Bathrooms 1
  • Square Feet 1,067
  • Acreage 1.16

This quaint home sits on a large lot and is tucked away in a quiet neighborhood, yet only a short distance to all of the wonderful conveniences that Hendersonville has to offer! The exterior features a level fenced in front yard that is perfect for outdoor play and a huge back yard that would be ideal for gardening and entertaining guests. Plus, the sunsets and mountain views from the back deck are gorgeous! The interior of this cozy home offers an open living room and kitchen complete with a nice dining area. Both sizable bedrooms and the full bathroom are also found on the main level. The unfinished basement has a great workshop area in the garage, plus it contains two additional rooms that could be used for tons of extra storage or the opportunity to finish and add to your heated living space. Truly an adorable home with so much potential! **Bonus--Sellers are providing a one year home warranty from America's Preferred Home Warranty.**

Listed by Charlsey Russell of Keller Williams Realty Mountain Partners

$
$
%
$/month over payments
Federal 30-year interest rate: 5.25% last updated on May 19, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Virtual TourSave FavoriteSchedule TourAsk A QuestionMore Details

Broker Reciprocity © 2022 Listings courtesy of Canopy MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers’ personal non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The IDX data is deemed reliable but is not guaranteed by MLS GRID and may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS.  Based on information submitted to the MLS GRID as of May 24, 2022 1:51 AM EDT . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.