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McDowell County Affordable Housing

Scroll down to view affordable housing in McDowell County, North Carolina. The properties shown below are priced at $300,000 and under. Contact Mosaic Realty with any questions or for more information about a specific property.​

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8 Bear Wallow Drive Spruce Pine NC 28777

Spruce Pine, NC8 Bear Wallow Drive

Price$169,900

Est. Mortgage: $/month

MLS Number CAR3909600

  • Residential
  • Bedrooms 2
  • Bathrooms 2
  • Square Feet 1,090
  • Acreage 0.23

Charming mountain home located in Bear Den Acres with access to the campground amenities. Your stress will melt away on the large porch as you enjoy the cool mountain breeze and the wonderful sounds of nature. This home would be perfect for the airbnb market or bring that large family to enjoy year round living or those mountain getaways, with 2 family rooms, 2 bedrooms and a loft you will have plenty of sleeping space. Hot water on demand, updated kitchen, central heat and air are just a few of the nicely upgraded features of this home. This home is priced to sell!

Listed by Cindy Casper of Mountain Adventure Realty

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%
$/month over payments
Federal 30-year interest rate: 6.7% last updated on Sep 29, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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1380 Henry Mccall Road Marion NC 28752

Marion, NC1380 Henry Mccall Road

Price$275,000

Est. Mortgage: $/month

Active With Contract

MLS Number CAR3908691

  • Residential
  • Bedrooms 3
  • Bathrooms 1
  • Square Feet 1,146
  • Acreage 5.75

This CHARMER of a cottage bungalow is ready for its next owner! Located in Marion but so very close to Old Fort this property is ideal for someone needing ease of travel. Sitting on 5.75 acres and gives you lots of room to roam! Sit outside and enjoy the fall beauty that is to come as well as listen to Glades Creek from across the road. The backyard area is perfect for someone looking to garden, have animals, or just enjoy for the extra privacy. Inside you will be greeted by a nice sized living room with lovely hardwood flooring and cozy wood burning fireplace. Kitchen is right off living room as well as the laundry/mud room area. Inside of the home is finished off with three full bedrooms and a full sized bath. Act now and call today before this one gets... G-O-N-E!

Listed by Jacque Mentink and Chelsi Poteat of ERA Mountain View Properties

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$
%
$/month over payments
Federal 30-year interest rate: 6.7% last updated on Sep 29, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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529 Jacktown Road Marion NC 28752

Marion, NC529 Jacktown Road

Price$157,500

Est. Mortgage: $/month

Active With Contract

MLS Number CAR3908028

  • Residential
  • Bedrooms 2
  • Bathrooms 1
  • Square Feet 1,137
  • Acreage 0.56

This would make a great home for investors or buyers looking for an affordable home. This home offers 2 bedrooms, 1 full bath, and a bonus room. It sits on 0.56 acres and the property is just a short drive from I-40 and all of the shops in Downtown Marion. Updates that had already been done when current owner purchased the home include new 200 Amp electrical upgrade, HVAC system, roof, vinyl siding, and replacement windows. Recent improvements include new carpet, linoleum and paint throughout. Original hardwood floors have been uncovered in certain rooms. Front porch offers a perfect spot to enjoy the outdoors after a long day.

Listed by Kristen Greene of Main Street Realty Group LLC

$
$
%
$/month over payments
Federal 30-year interest rate: 6.7% last updated on Sep 29, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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1558 Rockhouse Road Marion NC 28752

Marion, NC1558 Rockhouse Road

Price$268,000

Est. Mortgage: $/month

Active With Contract

MLS Number CAR3906329

  • Residential
  • Bedrooms 3
  • Bathrooms 2
  • Square Feet 1,491
  • Acreage 10.09

**MULTIPLE OFFERS Highest and Best Requested by 3PM EST Tuesday Sept 27 2022**thLooking for a home with ROOM TO ROAM? Then look no further than this brick rancher on 10.09 acres. The land is absolutely gorgeous with the house nestled right at the beginning of property. Enjoy the backyard sunsets on the cool fall evenings to come. Outside you will also find a wood barn with tin roof and greenhouse connected to back of house. Interior of home features a nice open floor plan with kitchen flowing perfectly into the dining space and oversized living room. Living room features fireplace with oak mantle above. Three bedroom and two bath. Basement offers lots of storage! House itself does need some updating and TLC. CASH or Conventional Loan ONLY will be considered. Act now and call today!

Listed by Jacque Mentink and Chelsi Poteat of ERA Mountain View Properties

$
$
%
$/month over payments
Federal 30-year interest rate: 6.7% last updated on Sep 29, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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73 Bear Cub Drive Spruce Pine NC 28777

Spruce Pine, NC73 Bear Cub Drive

Price$275,000

Est. Mortgage: $/month

MLS Number CAR3907798

  • Residential
  • Bedrooms 3
  • Bathrooms 2
  • Square Feet 970
  • Acreage 2.22

Come see this fully furnished 3 bedroom cabin located in the desirable Bear Den Campground location. Enjoy the amenities of Bear Den Campground including the fishing pond, hiking trails, waterfall, arcade, and pavilion all while being right on the Blue Ridge Parkway and a few miles from the historic Apple Orchard of Altapass. This handicapped friendly home has a wonderful deck and wrap around porches to enjoy the beautiful outdoors. The backyard has a wonderful fenced in area for all pets to enjoy the country air too as well as keep them safe! Along with Lot 17 (where the home is located) there is also a 2nd adjoining lot that you can use for extra buffer from your neighbor or it would be a great site for another home! Come check this place out for either your forever home, a mountain escape, OR an investment property for short term rentals.

Listed by Misty Self of Tree House Mountain Realty,Inc

$
$
%
$/month over payments
Federal 30-year interest rate: 6.7% last updated on Sep 29, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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375 Apache Path Marion NC 28752

Marion, NC375 Apache Path

Price$199,000

Est. Mortgage: $/month

MLS Number CAR3907671

  • Residential
  • Bedrooms 3
  • Bathrooms 2
  • Square Feet 1,792
  • Acreage 1.5

Neatly renovated and move-in ready! 3 bedrooms, 2 full bathrooms and 1792 hsf manufactured doublewide in a desirable area just outside of town and close to I-40 exit 81. Updated items include new gutters, new viny plank flooring, kitchen cabinets, master bath tub, exterior paint and more! Open concept main living with split bedroom plan. Two outbuildings included for storage needs and a huge, covered back deck is waiting to be enjoyed. See this one soon!! $199,000

Listed by Allen Curtis of C Shane Cook & Associates

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$
%
$/month over payments
Federal 30-year interest rate: 6.7% last updated on Sep 29, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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802 Shady Lane Marion NC 28752

Marion, NC802 Shady Lane

Price$179,500

Est. Mortgage: $/month

MLS Number CAR3902802

  • Residential
  • Bedrooms 2
  • Bathrooms 2
  • Square Feet 1,204
  • Acreage 0.91

Location, location, location! Two bedroom two bathroom manufactured home recently updated on corner lot close to town and I40. This home is ready to move in with its brand new vinyl plank flooring, fresh paint, new fixtures, NEW ROOF and new water heater. Unique touches make this home special such as the claw foot tub. This property has so much to offer on the inside as well as on the outside with outbuilding, fire-pit, and in-ground pool complete with fence. A beautiful creek runs across the bottom of the property near the fire pit. Pool will need new liner / seller has never used pool and is not sure of operation.

Listed by Jannell Peterson of Rhonda Silver Real Estate Group LLC

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$
%
$/month over payments
Federal 30-year interest rate: 6.7% last updated on Sep 29, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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34 Wayne Street Marion NC 28752

Marion, NC34 Wayne Street

Price$145,900

Est. Mortgage: $/month

Active With Contract

MLS Number CAR3907400

  • Residential
  • Bedrooms 2
  • Bathrooms 1
  • Square Feet 728
  • Acreage 0.2

Charming small cottage with front and back decks to enjoy your mornings and evenings. It hosts 2 bedrooms, 1 bathroom, original hardwood floors, an eat-in kitchen and a sunroom that leads to your back deck. A small management level front and back yard for low maintenance and more time to enjoy life. Convenient to historic downtown Marion and minutes to Lake James. A great starter home, investment property or perfect for downsizing on the one main living. The laundry is conveniently located on the main level. Seller has recently put in a new vapor barrier in the basement. Perfect for storing your lawnmower. Additional square footage is the enclosed sunroom. Less than 1 mile from Marion main St.

Listed by Rhonda Silver of Rhonda Silver Real Estate Group LLC

$
$
%
$/month over payments
Federal 30-year interest rate: 6.7% last updated on Sep 29, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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3723 Mount Hebron Road Old Fort NC 28762

Old Fort, NC3723 Mount Hebron Road

Price$200,000

Est. Mortgage: $/month

Active With Contract

MLS Number CAR3906400

  • Residential
  • Bedrooms 3
  • Bathrooms 3
  • Square Feet 1,950
  • Acreage 3

Desirable Old Fort location, a short drive from Buncombe/Black Mountain by either I-40 or number 9. Offers a large manufactured home offers 3 bedrooms, with bonus room with closet, 3 baths. Bedroom 2 & 3 feature a jack and jill bath. Bonus room/office is served by hall bathroom. Master suite offers large bath with garden tub and walk in closet. Lots of storage and plenty of walk in closets. Large living room. Kitchen has built-ins as well as serving island. Dining area is adjacent to large family room with fireplace with gas logs. Rear deck from kitchen. Large laundry room, walk in pantry. Property is situated on appox. 3 acres with fencing and out buildings, has mountain view. Great place to raise the family. Home offers bonus room with closet, septic permit is listed for 3 bedrooms.

Listed by Kerri Brooks of Catawba Properties NC LLC

$
$
%
$/month over payments
Federal 30-year interest rate: 6.7% last updated on Sep 29, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule TourAsk A QuestionMore Details

70 Alabama Street Marion NC 28752

Marion, NC70 Alabama Street, Unit 17

Price$155,000

Est. Mortgage: $/month

MLS Number CAR3906315

  • Residential
  • Bathrooms 3
  • Square Feet 2,403
  • Acreage 0.41

This is a gem in McDowell County zoned as R2 neighborhood Residential located between Spring Street and Miller Ave.The building was used as a church and can seat approximately 70. The building has been vacant for a while and suffered some damages such the roofing system, carpet, walls and plumbing fixtures. There are no utilities turned on in the building so please go during day light hours. An official Appraisal was done on the property and is available upon request. This building is made of BLOCK AND CONCRETE which give it it's STRONG BONES! With some LOVE and TLC it can be restored to it's original glory or what ever you want that the the zoning will allow.

Listed by Janice Basit and Delene Sutherland of Superior Choice Properties,In

$
$
%
$/month over payments
Federal 30-year interest rate: 6.7% last updated on Sep 29, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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175 Blue Ridge Street Marion NC 28752

Marion, NC175 Blue Ridge Street

Price$145,900

Est. Mortgage: $/month

Coming Soon

MLS Number CAR3905459

  • Residential
  • Bedrooms 2
  • Bathrooms 1
  • Square Feet 1,096
  • Acreage 0.2

Coming Soon for showings on October 6th. Make your appointment today! Enjoy the charm of this 1920's bungalow on your extended front and side covered porch with or without friends. Location is convenient to historic downtown Marion restaurants and events. Ideal for a vacation destination, starter home, downsizing or an investment property? It offers main level living, a manageable front yard, a large remodeled bathroom, some original hardwood floors, two old brick non functional fireplaces that add curb appeal to the bedroom and living room. The back deck leads into to the kitchen so convenient and ease for grilling. Low maintenance with vinyl siding, metal roof, replacement windows and an outbuilding to store your lawn equipment. Kitchen appliances were replaced in 2014, city water, city sewer.

Listed by Rhonda Silver of Rhonda Silver Real Estate Group LLC

$
$
%
$/month over payments
Federal 30-year interest rate: 6.7% last updated on Sep 29, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule TourAsk A QuestionMore Details

122 6th C Street Marion NC 28752

Marion, NC122 6th C Street, Unit 35

Price$199,900

Est. Mortgage: $/month

MLS Number CAR3904818

  • Residential
  • Bedrooms 3
  • Bathrooms 2
  • Square Feet 1,170
  • Acreage 0.14

Cute home close to downtown and perfect for downsizing or a first time home owner. This 3 bedroom 2 bath home features a fenced in yard, low maintenance exterior, and many updates from the previous owner such as stainless kitchen appliances, granite counter tops, and renovated bathrooms.

Listed by Casey Ledford of Proper Realty LLC

$
$
%
$/month over payments
Federal 30-year interest rate: 6.7% last updated on Sep 29, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule TourAsk A QuestionMore Details

Broker Reciprocity © 2022 Listings courtesy of Canopy MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers’ personal non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The IDX data is deemed reliable but is not guaranteed by MLS GRID and may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS.  Based on information submitted to the MLS GRID as of October 2, 2022 9:52 PM EDT . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.