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Affordable Housing in the Asheville Area

Affordable Home in Asheville NCAt Mosaic Realty, we understand that housing is expensive and out of reach for many hardworking people. Asheville has a number of programs to help facilitate homeownership for a range of budgets. Below you will find all affordable homes for sale in the Asheville area. We also encourage you to contact us so that we can help you navigate your options and assist in your search for housing. Mosaic Realty has agents trained in affordable housing who are ready to help you.

Have your search come to you by registering with our site. Save searches and your favorite Asheville listings, and receive email notifications when a new listing matches your search criteria. Contact a Mosaic Realty Broker to schedule a home tour or if you have any questions. 

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Henderson County Affordable Homes
Madison County Affordable Homes
Buncombe County Affordable Homes
Haywood County Affordable Homes
McDowell County Affordable Homes

15 Beechnut Drive Hendersonville NC 28739

Hendersonville, NC15 Beechnut Drive

Price$285,000

Est. Mortgage: $/month

MLS Number CAR3909966

  • Residential
  • Bedrooms 3
  • Bathrooms 2
  • Square Feet 1,456
  • Acreage 0.26

This is the Good Life! See what 55+ living is all about in this beautifully maintained and well-appointed home with its peaceful mature, manicured landscape in the sought-after Riverwind Community. With a large covered porch on the front, a large (newly) screened porch on the back, and a thoughtfully laid-out floor plan, you will find a home that is easy for day-to-day living or great for entertaining guests and new neighbors (that will quickly become friends). Extra features like a split floor plan, office space, and mudroom off the garage are just some of the great benefits this home offers. Enjoy the community pool, hot tub, and two clubhouses, or experience the best that Hendersonville, Brevard, and Asheville offer because you are convenient to it all. New regularly maintained Trane system installed in 2019, stainless steel appliances replaced in 2020, Gutter guards 2020, New countertops 2018, New crawlspace vents, the list goes on. 15 Beechnut Drive is ready to welcome you HOME!

Listed by Tonya Marthaler of Southern Roots Real Estate

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$/month over payments
Federal 30-year interest rate: 6.7% last updated on Sep 29, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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1699 Old Hendersonville Highway Pisgah Forest NC 28768

MLS Number CAR3910026

  • Residential
  • Bedrooms 7
  • Bathrooms 7
  • Acreage 0.82

Historic Elizur Patton House located just outside Brevard city limits in Pisgah Forest. This home requires significant/complete renovation and is subject to compliance w/ The Historical Preservation Foundation of NC. Please contact agent for further details. Located in 100 flood zone. NO ACCESS to the property for any reason. No Inspections.

Listed by Corey Adamski of Sage Realty,LLC

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$/month over payments
Federal 30-year interest rate: 6.7% last updated on Sep 29, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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17619 Nc 209 Highway Hot Springs NC 28743

Hot Springs, NC17619 Nc 209 Highway

Price$300,000

Est. Mortgage: $/month

MLS Number CAR3909818

  • Residential
  • Bedrooms 3
  • Bathrooms 2
  • Square Feet 2,341
  • Acreage 12.6

MOTIVATED Sellers! This unfinished cabin style home is situated on over 12 acres and is ready for the right buyer to put in the finishing touches. The home is in a wooded and private setting. The huge covered front porch is the perfect spot to relax and listen to babbling Spring Creek, which is located just across the street. The open concept living room and kitchen area will make a great space for entertaining, and the various Pella double doors allow for ample natural light. With 5 spaces that can serve as bedroom and/or bonus rooms, and 2 finished bathrooms plus 2 that are roughed in and ready to be finished, you will have plenty of space for the whole crew! With the various permitted uses available with the zoning this property is in, there may even be potential to add a few accessory dwellings or micro cabins. Great opportunity for a buyer who is willing to put in some sweat equity and creativity! Being sold AS-IS.

Listed by Charlsey Russell of Keller Williams Realty Mountain Partners

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$/month over payments
Federal 30-year interest rate: 6.7% last updated on Sep 29, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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34 Lindsey Hill Lane Zirconia NC 28790

Zirconia, NC34 Lindsey Hill Lane

Price$255,000

Est. Mortgage: $/month

MLS Number CAR3909544

  • Residential
  • Bedrooms 2
  • Bathrooms 1
  • Square Feet 1,420
  • Acreage 1.5

LAKE SUMMIT ACCESS PRIVILEDGES with this Private Setting Getaway. Convenient to Hwy access to HVL-GVL-AVL and amenities. Full, Wrap-a-Round, Partially Covered Main Level Deck to Enjoy the Outdoors. Fenced Pet Area for "FIDO" or...Recent new flooring in L/L and Bathroom Vanity. Give it a look and let's talk. Showing time.

Listed by Peter Hanley of Hendersonville Real Estate Services

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$
%
$/month over payments
Federal 30-year interest rate: 6.7% last updated on Sep 29, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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18730 NC 209 Highway Hot Springs NC 28743

Hot Springs, NC18730 NC 209 Highway

Price$159,000

Est. Mortgage: $/month

MLS Number CAR3907832

  • Residential
  • Bedrooms 2
  • Bathrooms 1
  • Square Feet 898
  • Acreage 0.5

Sweet Cottage on a Great Year Round Creek for a Fantastic Price! They call it the Butterfly Cottage and it has been remodeled and is in excellent condition. Spacious rooms. Screened porch on the back, front porch. Two bedrooms and 1 bath. Sitting area by creek. About 20 minutes outside of Waynesville on a Scenic By-Way. Could be a profitable short term rental or a peaceful mountain get away.

Listed by Steve DuBose and Cynthia DuBose of Mountain Home Properties

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$/month over payments
Federal 30-year interest rate: 6.7% last updated on Sep 29, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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67 Moody Avenue Candler NC 28715

Candler, NC67 Moody Avenue

Price$285,000

Est. Mortgage: $/month

MLS Number CAR3909022

  • Residential
  • Bedrooms 2
  • Bathrooms 1
  • Square Feet 1,195
  • Acreage 0.3

Don't miss out on this hidden gem close to West Asheville and just 12 minutes to downtown! This 2 bed 1 bath home has a large living room with a fireplace woodstove insert. This home features a large screened in front porch, as well as an enclosed back porch, with a laundry area and a walk in unfinished basement. The property includes a separate storage shed and a large 2 car garage with enough space for a workshop. Schedule a showing today! This one will not last.

Listed by Bill DeVore of Keller Williams Professionals

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$
%
$/month over payments
Federal 30-year interest rate: 6.7% last updated on Sep 29, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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77 Yorktown Circle Fletcher NC 28732

Fletcher, NC77 Yorktown Circle

Price$295,000

Est. Mortgage: $/month

MLS Number CAR3909612

  • Condo
  • Property SubType CONDOMINIUM
  • MLS Status Active
  • Bathrooms 3
  • Full Bath 2

77 Yorktown Circle is a wonderfully cute and well-kept end unit condo conveniently located to everything you want and need! Downstairs you'll find a welcoming living room with fireplace and a dining area and kitchen that open to a fenced in back patio. All three bedrooms are upstairs which includes a large primary with a newly painted ensuite bathroom. Newer flooring throughout and new dishwasher. Extra guest parking directly across the street. All of this centrally located between Hendersonville and Asheville, and just moments from shopping, groceries, restaurants, airport, and what will feel like your own brewery - Blue Ghost Brewing. If you're looking for effortless and convenient living, this is it!

Listed by Joanna Baker of Keller Williams Professionals

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$
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$/month over payments
Federal 30-year interest rate: 6.7% last updated on Sep 29, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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22 Rotunda Circle Asheville NC 28806

MLS Number CAR3909813

  • Residential
  • Bedrooms 2
  • Bathrooms 3
  • Square Feet 1,152
  • Acreage 0.03

MULTIPLE OFFERS RECEIVED. HIGHEST AND BEST DUE BY 6PM SUNDAY OCT 2. 2BR/2BA townhome within 15 min to downtown Asheville, with groceries and other amenities right outside the development! Move in ready, and would make a great rental investment (long term rentals allowed) or primary residence! New laminate wood floors in living room, tile in kitchen and baths, plus carpet is in good condition upstairs! Gas fireplace in living room with stone surround. Washer and dryer upstairs convey. Covered carport in rear. Community swimming pool for summer fun, plus low monthly dues. Come check it out!

Listed by Heidi DuBose Fore of Allen Tate/Beverly-Hanks Asheville-North

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$
%
$/month over payments
Federal 30-year interest rate: 6.7% last updated on Sep 29, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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1 Detroit Avenue Asheville NC 28806

Asheville, NC1 Detroit Avenue

Price$275,000

Est. Mortgage: $/month

MLS Number CAR3909546

  • Residential
  • Bedrooms 3
  • Bathrooms 1
  • Square Feet 1,037
  • Acreage 0.18

INVESTOR ALERT! Flip or Demo and build new. GREAT location. Just a few blocks to French Broad River Park and Amboy Road to Carrier Park.Lots of potential.

Listed by Nona Armour of Keller Williams Professionals

$
$
%
$/month over payments
Federal 30-year interest rate: 6.7% last updated on Sep 29, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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842 Mountain View Church Road Zirconia NC 28790

MLS Number CAR3909477

  • Residential
  • Bedrooms 3
  • Bathrooms 2
  • Square Feet 1,235
  • Acreage 0.59

Call for video. One-level living in this adorable remodeled home on large lot with fully fenced area. Very light and bright. 5 minutes to Historic Flat Rock - all the restaurants and conveniences. 15 minutes from Traveler's rest. 30m to Greenville 25m to Otter Creek water park. 28m to Asheville. 13m to Hendersonville and local hospitals and restaurants. New windows 2022. Great deck off the back, side, and front. Close to all the breweries. 3m to Lake Summit - residents only and all water vessels welcome (this house has lake rights). Plenty of room to keep your boat! Fully remodeled - new roof in 2016, new Luxury Vinyl plank floors HVAC 2016, appliances 2016, microwave dishwasher 2022. Wood burning fireplace, seller thinks can be converted to gas. Well pump replaced in 2018. Water filtration system 2017. Owners bedroom with en suite full bath, and second full bath with other 2 bedrooms. Laundry room with side entrance and washer/dryer 2017. Winter views. New vapor barrier, dehumidifier.

Listed by Ro Patton of AllStar Powerhouse

$
$
%
$/month over payments
Federal 30-year interest rate: 6.7% last updated on Sep 29, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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8 and 10 Harmony Lane Leicester NC 28748

Leicester, NC8 and 10 Harmony Lane

Price$275,000

Est. Mortgage: $/month

MLS Number CAR3909424

  • Residential
  • Bedrooms 3
  • Bathrooms 2
  • Square Feet 924
  • Acreage 0.42

Two great homes, one low price! Investors bring your offer! Being sold as a package deal 10 Harmony Lane MLS#3901796 and 8 Harmony Lane MLS# 3900113. These income producing properties are already rented and have a property manager in place. Bring your buyers who are looking to add a couple more doors to their portfolio. 8 Harmony lane is a 3 bedroom, 2 bath home with a brand new paint job, new waterproof vinyl plank flooring, and an updated bathroom. 10 Harmony Lane is a 2/2.

Listed by Darryl Liscomb of Engel & Völkers Asheville

$
$
%
$/month over payments
Federal 30-year interest rate: 6.7% last updated on Sep 29, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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1409 Kensington Road Hendersonville NC 28791
Active With Contract

MLS Number CAR3909681

  • Condo
  • Property SubType CONDOMINIUM
  • Bedrooms 2
  • Full Bath 2
  • Bathrooms 3

Outstanding townhome near downtown Hendersonville! This well appointed, spacious home has an incredible private enclosed patio. 2br 2.5 baths with open entertainment areas, spacious bedrooms, and generous storage. Such a unique, beautiful community near historic mainstreet with numerous shopping and dining possibilities!

Listed by Scott Dutton of HomeSmart Expert Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 6.7% last updated on Sep 29, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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Broker Reciprocity © 2022 Listings courtesy of Canopy MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers’ personal non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The IDX data is deemed reliable but is not guaranteed by MLS GRID and may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS.  Based on information submitted to the MLS GRID as of October 3, 2022 3:20 AM EDT . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.