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Affordable Housing Around Asheville, NC

Affordable Home in Asheville NCAt Mosaic Realty, we understand that housing is expensive and out of reach for many hardworking people. Asheville has a number of programs to help facilitate homeownership for a range of budgets. Below you will find all affordable homes for sale in Asheville and Buncombe County. We also encourage you to contact us so that we can help you navigate your options and assist in your search for housing. Mosaic Realty has agents trained in affordable housing who are ready to help you.

Have your search come to you by registering with our site. Save searches and your favorite Asheville listings, and receive email notifications when a new listing matches your search criteria. Contact a Mosaic Realty Broker to schedule a home tour or if you have any questions. 

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Henderson County Affordable Homes
Madison County Affordable Homes
Buncombe County Affordable Homes
Haywood County Affordable Homes
McDowell County Affordable Homes

33 Ridge Road Asheville NC 28806

Asheville, NC33 Ridge Road

Price$235,000

Est. Mortgage: $/month

MLS Number CAR3820515

  • Residential
  • Bedrooms 2
  • Bathrooms 1
  • Square Feet 824

One level living in West Asheville. Fenced yard for your pets. Concrete sidewalk and front entry. Firepit in level back yard. Tool shed in the back yard is 284 square feet. Large kitchen with lots of cabinets.

Listed by Carol Holcombe of Beverly-Hanks,South

$
$
%
$/month over payments
Federal 30-year interest rate: 3.45% last updated on Jan 13, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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133 Cedar Forest Trail Asheville NC 28803

Asheville, NC133 Cedar Forest Trail

Price$193,000

Est. Mortgage: $/month

MLS Number CAR3783830

  • Condo
  • Property SubType CONDOMINIUM
  • MLS Status Active
  • Bathrooms 2
  • Full Bath 2

This condo is located is a great South Asheville location within walking distance to TC Roberson High School and Biltmore Park. This ground level unit has an open floor plan, wood burning fireplace, covered back deck with a storage closet. The master bath has a double vanity.

Listed by Scott Ambler of Beverly-Hanks,Executive Park

$
$
%
$/month over payments
Federal 30-year interest rate: 3.45% last updated on Jan 13, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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1001 Lackey Town Road Old Fort NC 28752

Old Fort, NC1001 Lackey Town Road

Price$75,000

Est. Mortgage: $/month

MLS Number CAR3821226

  • Residential
  • Bedrooms 1
  • Bathrooms 1
  • Square Feet 500

Old Fort Fixer Upper - Private Cabin --- This cabin is tucked into a quiet tract of land and private. The land has old growth trees and borders a small stream. The cabin is +/- 500 SF and 1 bedroom. It has a good wrap around porch overlooking the creek. The house is heated by woodstove. There is also a good outbuilding. Although it needs work, it could be a great escape cabin since it is only about 5 minutes and less than 2 miles to downtown Old Fort.

Listed by Steve Jones of Joanne Howle Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 3.45% last updated on Jan 13, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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24 Autumn Mist Drive Fairview NC 28730

Fairview, NC24 Autumn Mist Drive

Price$169,000

Est. Mortgage: $/month

Active With Contract

MLS Number CAR3762140

  • Residential
  • Bedrooms 3
  • Bathrooms 2
  • Square Feet 1,208

Location and Affordability. New permanent foundation. A very clean and modern 2019 Clayton Homes singlewide on .44 acres in Fairview. This 3 bed/2 bath home has a paved driveway, thoughtful landscaping, open kitchen/living room, window treatments, and much more. 20 minutes to Downtown AVL, 20 minutes to Black Mtn., and 20 minutes to the Airport and South AVL.

Listed by Mac Ellis of WEICHERT,Realtors - Unlimited

$
$
%
$/month over payments
Federal 30-year interest rate: 3.45% last updated on Jan 13, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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113 Amber Knoll Drive Hendersonville NC 28792

MLS Number CAR3813789

  • Residential
  • Bedrooms 3
  • Bathrooms 2
  • Square Feet 1,487

Move in to this well- maintained, affordable home in the Amber Knoll community. This home offers an open floor plan, spacious rooms, Nice sized kitchen w/ island, large decks for entertaining and a nice size yard with beautiful year round views of the mountains. New well pump was installed this year. Don't wait to see this home, it will go fast!

Listed by Rita Lee of Rita Lee and Associates Realty Group

$
$
%
$/month over payments
Federal 30-year interest rate: 3.45% last updated on Jan 13, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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306 Mallard Loop Waynesville NC 28785

Waynesville, NC306 Mallard Loop

Price$129,000

Est. Mortgage: $/month

MLS Number CAR3821083

  • Residential
  • Bedrooms 1
  • Bathrooms 2
  • Square Feet 719

LAKEFRONT WATERFRONT HOME with 360 mountain views! Cash price- $129K or $139K OWNER FINANCING! This beautiful "tiny" home is approx 700 sq ft. located on a large fresh water lake with a fabulous deck extending over the water. Home is located in Dogwood Lakes. The hoa just eliminated long and short term rentals which has had an immediate impact on the community, everybody is painting, renovated etc and this little community is really turning around. Prices range from $112K- $234K and homes do not last. It is the only mountain view, waterfront community like this in the entire county so act quickly as it will not last. Seller is in the process of completing the following: fresh paint, professionally cleaned interior, deck renovation and more. Please excuse the drop cloths as we turn this home into a waterfront mountain dream home getaway. NO AGE RESTRICTIONS! Call anytime for all the details! No rentals or airbnb's allowed. Super friendly neighbors. Unfurnished. All appliances included.

Listed by Chris Chagnon of Action Creek Business and Realty Services

$
$
%
$/month over payments
Federal 30-year interest rate: 3.45% last updated on Jan 13, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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120 Bostic Street Marion NC 28752

Marion, NC120 Bostic Street

Price$220,000

Est. Mortgage: $/month

MLS Number CAR3821018

  • Residential
  • Bedrooms 3
  • Bathrooms 3
  • Square Feet 1,289

New Construction! 3 Bedroom 2.5 Bath. Will be completed by the time you loan is ready to close in 30 - 45 days! This new construction home featuring an open floor plan with vaulted ceiling in kitchen and living room area, custom easy close cabinets, granite counter tops, luxury vinyl flooring and tile, stainless microwave, dishwasher, and range. The master bedroom boasts of a spacious closet and bathroom with double sink vanity and a tiled stand up shower with a bench. The Master Bedroom is on the main floor as well as the laundry room and half bath. To finish it off there is a concrete patio in the back perfect for outdoor relaxing. This one won't last long come take a look!

Listed by Wayne McLaughlin of Catawba Properties NC LLC

$
$
%
$/month over payments
Federal 30-year interest rate: 3.45% last updated on Jan 13, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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157 Candler Knob Road Asheville NC 28806

Asheville, NC157 Candler Knob Road

Price$249,900

Est. Mortgage: $/month

MLS Number CAR3820976

  • Residential
  • Bedrooms 2
  • Bathrooms 1
  • Square Feet 729

Updated 2 bedroom, 1 bath home in West Asheville. Fresh interior paint, new kitchen cabinets, butcher block countertops, subway tile backsplash and bathroom vanity are among the recent updates. This home would be perfect for a first time home buyer, or an investor looking to boost their rental portfolio. Just a few minutes drive to all that west Asheville has to offer. Have chickens??? Well...there's a great coop waiting for new tenants to bring you breakfast.

Listed by Kevin Campton of Carolina Mountain Sales

$
$
%
$/month over payments
Federal 30-year interest rate: 3.45% last updated on Jan 13, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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116 Glenwood Road Hendersonville NC 28791

MLS Number CAR3820842

  • Residential
  • Bedrooms 3
  • Bathrooms 1
  • Square Feet 1,263

High quality brick construction in a great Hendersonville location highlight this classic 60's rancher! This one flows nicely with hardwood and tile flooring through most of the house and flex space that could be a 3rd bedroom/rec room/den. Private back yard with covered deck, plenty of parking, and minimal traffic are added features. The location can't be beat! About 5 minutes to downtown Hendersonville and I-26 at the Mountain Home Exit, 10 minutes to Asheville Regional Airport, and about 25 minutes to downtown Asheville. This one will appeal to 1st time homebuyers, investors, etc. Potential long-term or short-term rental? Best deal in the 28791! This one is considered move-in ready but most will want to do some updating. Sold "As Is". Seller will make no repairs.

Listed by Brad Whitesell of Whitesell Real Estate Group

$
$
%
$/month over payments
Federal 30-year interest rate: 3.45% last updated on Jan 13, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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22 Cane Creek Lane Fairview NC 28730

Fairview, NC22 Cane Creek Lane

Price$205,000

Est. Mortgage: $/month

Pending

MLS Number CAR3820905

  • Residential
  • Bedrooms 3
  • Bathrooms 2
  • Square Feet 1,352

one level rancher needs a complete remodel

Listed by Diane Duermit of Beverly-Hanks,Merrimon

$
$
%
$/month over payments
Federal 30-year interest rate: 3.45% last updated on Jan 13, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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408 Sunny Drive Waynesville NC 28786

Waynesville, NC408 Sunny Drive

Price$199,000

Est. Mortgage: $/month

MLS Number CAR3820201

  • Residential
  • Bedrooms 2
  • Bathrooms 1
  • Square Feet 1,348

MULTIPLE OFFERS RECEIVED-HIGHEST AND BEST BY 5 PM MONDAY, JANUARY 17. Charming farmhouse on a.69 acre lot. Totally unrestricted. Two bedrooms, one bath and a bonus room that could be used for another bedroom, office, exercise room, etc. Large 2 car carport, roomy 2 car detached garage with unfinished space above that could be used for a home office. The possibilities are limitless! A beautiful home with a nice, level yard with gorgeous mountain views!

Listed by Nedra Creason of WEICHERT,Realtors - Unlimited

$
$
%
$/month over payments
Federal 30-year interest rate: 3.45% last updated on Jan 13, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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94 Children Street Waynesville NC 28786

Waynesville, NC94 Children Street

Price$135,000

Est. Mortgage: $/month

MLS Number CAR3820867

  • Residential
  • Bedrooms 2
  • Bathrooms 1
  • Square Feet 938

Charming single wide within city limits with easy paved access and city amenities. Two bedrooms and one bath with central heat and air. New appliances, laminate flooring, cabinets and toilet PLUS fresh interior paint. Exterior was recently pressure washed and decks repainted. Washer and dryer included in sale and totally move in ready! Perfect residence or rental investment. Property has an established long term rental history. Offer instructions in MLS.

Listed by Brooke Parrott of Beverly-Hanks - Waynesville

$
$
%
$/month over payments
Federal 30-year interest rate: 3.45% last updated on Jan 13, 2022
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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Broker Reciprocity © 2022 Listings courtesy of Canopy MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers’ personal non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The IDX data is deemed reliable but is not guaranteed by MLS GRID and may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS.  Based on information submitted to the MLS GRID as of January 17, 2022 11:51 AM EST . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.