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Affordable Housing Around Asheville, NC

Affordable Home in Asheville NCAt Mosaic Realty, we understand that housing is expensive and out of reach for many hardworking people. Asheville has a number of programs to help facilitate homeownership for a range of budgets. Below you will find all affordable homes for sale in Asheville and Buncombe County. We also encourage you to contact us so that we can help you navigate your options and assist in your search for housing. Mosaic Realty has agents trained in affordable housing who are ready to help you.

Have your search come to you by registering with our site. Save searches and your favorite Asheville listings, and receive email notifications when a new listing matches your search criteria. Contact a Mosaic Realty Broker to schedule a home tour or if you have any questions. 

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McDowell County Affordable Homes

111 Pine Ridge Drive Fairview NC 28730

Fairview, NC111 Pine Ridge Drive

Price$230,000

Est. Mortgage: $/month

MLS Number CAR3695491

  • Residential
  • Bathrooms 1
  • Bedrooms 3
  • Square Feet 938
  • Acreage 0.4

Don't wait to look at this sweet home with rocking chair porch on a remarkably private lot. Move in ready, this well kept home, has been freshly painted, wood floors sanded and refinished & is spotlessly clean. The level to gently rolling yard is fully fenced, has a workshop & small storage building. Additional parking and entrance to the front door can easily be created by moving the fence. The front porch has spring & winter mountain views and faces a 4.3 acre wooded lot. Lush green forest & beautiful autumn foliage provide a nice view during summer & autumn. Located just 15 minutes from Asheville, this home provides the best of country living with easy access to all the amenities of the city. Fairview is a sweet community with restaurants, grocery, micro breweries that feature live music, organic farms & easy access to The Blue Ridge Parkway, I-40 & 240. Small basement area usable for storage but does get seepage with heavy or prolonged rain, there's no damp oder sump pump installed

Listed by Karen Cernek of Cool Mountain Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 2.77% last updated on Jan 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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992 Jupiter Road Weaverville NC 28787

Weaverville, NC992 Jupiter Road

Price$125,000

Est. Mortgage: $/month

MLS Number CAR3700896

  • Residential
  • Bathrooms 1
  • Bedrooms 2
  • Square Feet 1055
  • Acreage 0.78

This is a very sweet spot. It has a reasonably flat yard at the top of the knoll and really really spectacular long range mountain views and it overlooks a beautiful farm too. On the outside the home looks good. But, on the inside it is like the cow that backed into the fan. Disaster! There is no kitchen, no bathroom, someone started painting the walls, there are no light fixtures, there is no flooring in 1/2 of the house, (the other part looks pretty good though). It could be a great house for a remodeler or investor but estimates to replace what is not there is between 50 and 60 k so I don't believe it will qualify for a loan. The price has been set accordingly. It does come with lots of treasures in boxes in the basement and you get them all and everything else too! There is a pretty good eau du wet dog and musty, moldy box smell coming from the basement FYI.

Listed by Bill Johnson of Keller Williams Professionals

$
$
%
$/month over payments
Federal 30-year interest rate: 2.77% last updated on Jan 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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334 Mills Gap Road Asheville NC 28803

Asheville, NC334 Mills Gap Road

Price$235,000

Est. Mortgage: $/month

MLS Number CAR3700418

  • Residential
  • Bathrooms 1
  • Bedrooms 3
  • Square Feet 1104
  • Acreage 0.62

It's all about location with this 3-bedroom, 1-bathroom home that sits on two lots, totaling more than half an acre of level land. The home has lots of natural light, wood floors and a laundry room off the kitchen with access to outside. With a 7 year history of rentals, this is perfect for an investor. City water, unfinished basement with access from outside and new blower motor recently added to the furnace.

Listed by Katie Prendergast of Keller Williams Professionals

$
$
%
$/month over payments
Federal 30-year interest rate: 2.77% last updated on Jan 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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2524 Old Clyde Road Clyde NC 28721

Clyde, NC2524 Old Clyde Road

Price$235,000

Est. Mortgage: $/month

MLS Number CAR3700770

  • Residential
  • Bathrooms 2
  • Bedrooms 3
  • Square Feet 1500
  • Acreage 0.25

Beautifully remodeled 3 bd/2 ba home on 0.25 acres with riverfront view. This home has recently been updated with full electrical rewire, mostly new plumbing, new HVAC system, new pine floors, carpet, and tile, new sheetrock on walls, new doors, and more. It is conveniently located about ten minutes from downtown Waynesville, and less than five minutes to nearby medical facilities and restaurants. With homes like this in such high demand, you'll definitely want to take a look through this one.

Listed by Christine Eisenberg of Continental Real Estate Group Inc

$
$
%
$/month over payments
Federal 30-year interest rate: 2.77% last updated on Jan 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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46 Indian Paintbrush Lane Alexander NC 28701

MLS Number CAR3700661

  • Residential
  • Bathrooms 2
  • Bedrooms 3
  • Square Feet 1234
  • Acreage 0.44

Like new, 3 bedroom, 2 bath home. Open floor plan makes for easy entertaining and being close to family. Split bedroom plan. Dining area opens to back deck for outdoor dining. Large master bathroom with spacious shower. Covered front porch. Great walkable neighborhood. Country living, but only 10 minutes to grocery and 20 minutes to downtown.

Listed by Sandra Justus and Kelly Frady of Beverly-Hanks, Merrimon

$
$
%
$/month over payments
Federal 30-year interest rate: 2.77% last updated on Jan 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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3 Springside Drive Hendersonville NC 28792

MLS Number CAR3700488

  • Residential
  • Bathrooms 2
  • Bedrooms 3
  • Square Feet 1310
  • Acreage 0.34

This adorable home offers 3 bedrooms, 2 baths, tilt windows, new bath counter tops, New Refrigerator, and a large bonus room all on large corner lot with 10x12 storage building. Conveniently located less than 3 miles from downtown Hendersonville. Easy access to Hwy and Interstates, Shopping, and Grocery stores. must see to appreciate.

Listed by Michael Crider of Beverly Hanks & Assoc. Hendersonville

$
$
%
$/month over payments
Federal 30-year interest rate: 2.77% last updated on Jan 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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127 Jonestown Road Asheville NC 28804

Asheville, NC127 Jonestown Road

Price$229,000

Est. Mortgage: $/month

Active With Contract

MLS Number CAR3678294

  • Residential
  • Bathrooms 2
  • Bedrooms 3
  • Square Feet 1084
  • Acreage 0.29

This Woodfin cottage is just 5 minutes from town on 26 or a quick jaunt on Riverside Dr. This cozy cottage has amenities of a bigger house with a smaller footprint. A full laundry room and walk in pantry; wood stove; screened in porch with built in table and benches; and multiple outdoor spaces ready made for entertaining. This 1927 home was fully renovated in 2015, including both bathrooms and the kitchen with appliances. Roof is new since 2019 and french drain was just installed across front of home. Home warranty included. Additional parcel available with 0.3 acres.

Listed by Genevieve Anderson of Carolina Green Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 2.77% last updated on Jan 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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127 Jonestown Road Asheville NC 28804

Asheville, NC127 Jonestown Road

Price$249,000

Est. Mortgage: $/month

Active With Contract

MLS Number CAR3681818

  • Residential
  • Bathrooms 2
  • Bedrooms 3
  • Square Feet 1084
  • Acreage 0.59

This Woodfin cottage is just 5 minutes from town on 26 or a quick jaunt on Riverside Dr. This cozy cottage has amenities of a bigger house with a smaller footprint. A full laundry room and walk in pantry; wood stove; screened in porch with built in table and benches; and multiple outdoor spaces ready made for entertaining. This 1927 home was fully renovated in 2015, including both bathrooms and the kitchen with appliances. Roof is new since 2019 and french drain was just installed across front of home. Home warranty included.

Listed by Genevieve Anderson of Carolina Green Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 2.77% last updated on Jan 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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14 Bridgestone Road Swannanoa NC 28778

Swannanoa, NC14 Bridgestone Road

Price$225,000

Est. Mortgage: $/month

Active With Contract

MLS Number CAR3699703

  • Residential
  • Property SubType TOWNHOUSE
  • Bathrooms 3
  • Bedrooms 3
  • Square Feet 1580

MOVE RIGHT IN to this completely renovated 3 bed, 2/5 bath end unit townhome. New HVAC, all new lighting fixtures (LED), fresh neutral paint, new luxury vinyl plank flooring and carpeting. Bright and light kitchen with granite, all new stainless appliances, disposal, oversized stainless sink with High-Arc faucet. A blank canvas for you to add your personal decorative touches. Plenty of storage with a bedroom/office option. Enjoy your private backyard patio shaded with Japenese Maples, Fig Trees and flowering Azalea. Pet and family friendly community with in-ground pool, firepit, dog walking paths to streamside seating/recreation area. Conveniently located between Asheville and Black Mountain.

Listed by Luann Labedz of EXP Realty LLC

$
$
%
$/month over payments
Federal 30-year interest rate: 2.77% last updated on Jan 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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515 Halsbury Avenue Hendersonville NC 28791
Active With Contract

MLS Number CAR3699611

  • Residential
  • Bathrooms 2
  • Bedrooms 3
  • Square Feet 1236
  • Acreage 0.68

Great home for first time home buyers or downsizing. Updated 1236 sq. ft. 3BR/2BA one level Ranch home on .68acre lot. Close to downtown Historic Hendersonville, shopping, schools medical facilities & restaurants. Spacious screened in porch to enjoy the level back yard. Hot tub & above ground pool with deck are negotiable. Finished lower level area not counted in square footage due to ceiling height.

Listed by Anne Davis and David Alperin of Keller Williams Realty Mountain Partners

$
$
%
$/month over payments
Federal 30-year interest rate: 2.77% last updated on Jan 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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7 North Street Weaverville NC 28787

Weaverville, NC7 North Street

Price$219,900

Est. Mortgage: $/month

Active With Contract

MLS Number CAR3699516

  • Residential
  • Bathrooms 1
  • Bedrooms 2
  • Square Feet 1006
  • Acreage 0.35

Just one block away from S. Main Street, this Weaverville bungalow offers downtown living in the most peaceful and spacious way. With less than a 10-minute walk to Downtown Weaverville and Lake Louise, 7 North Street offers a tremendous location, sure to be enjoyed by all. This quintessential 2 BR/1 BA home is situated on what was originally a double lot. Parcel could likely be re-subdivided to provide an additional lot/homesite on the back portion of the property (parcel subdivision to be verified by buyer). With two additional storage sheds, as well a parking pad offering 2 off-street spaces, 7 North Street is not to be missed!

Listed by Caitlyn Thompson of Distinctive Homes of WNC, Inc.

$
$
%
$/month over payments
Federal 30-year interest rate: 2.77% last updated on Jan 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule TourAsk A QuestionMore Details

12 Lisa Lane Maggie Valley NC 28751

Maggie Valley, NC12 Lisa Lane

Price$210,000

Est. Mortgage: $/month

MLS Number CAR3693974

  • Residential
  • Bathrooms 2
  • Bedrooms 2
  • Square Feet 1133
  • Acreage 0.16

Huge potential with this 2 bedroom, 2 bath home in Maggie Valley! Easy paved access just up the road from the Maggie Valley PD! Priced aggressively compared to similar homes in the neighborhood. The sellers are moving out of the area after enjoying this home for 30 years! Some updates are needed but the aggressive pricing takes all that into account. Open floor plan on the main level including a stone fireplace in the living room, kitchen & dining area, & one bedroom and bath. Corian tops in the kitchen & access to the covered back deck. The laundry is on the main for one level living. The upstairs includes a bed & bath & a large open loft area. The metal roof is just 2 years old! Enjoy the covered front or back deck. A nice mountain stream flows on the edge of the property line. The small workshop below the covered back deck. The home is being sold as-is. Sellers are in the process of packing & moving so no interior photos are available at this time.

Listed by Thomas Mallette of Better Homes and Gardens Real Estate Heritage

$
$
%
$/month over payments
Federal 30-year interest rate: 2.77% last updated on Jan 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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