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Buying Your First Asheville Home

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Asheville First Time Home BuyerAre you ready to buy your first Asheville home? What you need to know before you buy.

 

A Financial Review - Do you have your budget in order and know where your monthly mortgage payments need to be? Keep in mind additional home ownership costs, such as property taxes, insurance, and maintenance. 

 

Check Your Credit. It is important to know the shape of your credit, and what you will qualify for if you are getting a home loan. If you have lots of late payments, have declared bankruptcy or left old debts unpaid, it's harder to get a mortgage. And if you do get one, your bad credit record will make you pay a much higher interest rate.

 

Discuss Likes & Dislikes.  When you start looking at homes, it will be important to know what you can't live without and what is a want more than a need. Having an understanding prior to your search, will assist in keeping the emotions out of the decisions. 

 

A REALTOR® on your side. You want to work with an Asheville real estate professional that understands your needs and understands real estate laws. Your agent will help guide you through the home buying process. 

 

Don't Skimp On A Home Inspection. Home inspectors look past the visible surface to the infrastructure, inspecting plumbing and looking for faulty fixtures and waste lines. They check electrical systems to make sure they aren't overloaded or a safety hazard.  Their job will protect your hard earned money by discovering problems or potential problems before you buy. Inspectors will also look at possible structural problems like the foundation, walls and floor joists.