Taking the leap into first-time home ownership can be a daunting experience – but it doesn’t have to be. If you’re looking to make the process of buying your first home in the Asheville area a smooth one, the agents at Mosaic Community Lifestyle Realty can help. Mosaic’s agents are well-versed in the particulars of purchasing a first home; they are trained to support you through every step of the process, implementing tools and resources rarely secured by buyers who choose to go with less experienced agents. Following, a few tips from Mosaic to help you on your way to buying your first home:
Before diving deep into your home search, it’s best to meet with a mortgage broker who can explain the types of loans for which you qualify, and ways in which you can capitalize on financial aids available to you as a first-time homebuyer.
A Mosaic agent can help you formulate an expected cost checklist, and advise on ways to tackle, stagger or better manage those costs. As with any big-ticket purchase, there will be risks associated with buying a home. It’s Mosaic’s job to make you aware of all of those risks, so that you’re fully prepared if and when you encounter them.
Did you know there are a variety of educational programs geared to the first-time homebuyer? A Mosaic agent can explain the class options offered in the area; everything from broad instruction to personalized guidance is available to you.
Strategies to Prepare
Attaining the fiscal know-how necessary for a home purchase takes some practice. Mosaic knows this, and has a range of tips for getting you – and your wallet – ready for the undertaking. Everything from saving strategies to credit repair can be thoroughly explored with the help of Mosaic’s knowledgeable staff.
Knowing the Rules
Did you know specific loan rules can apply to homes on private roads? Or that certain condominium complexes can carry assessments and fees beyond the standard purchase price? When it comes to first-time home purchases, Mosaic agents are well-versed in the rules, both routine and unconventional. Having them in the driver’s seat means never being surprised by hidden or little-understood regulations.
Tips like this are only a start; if you are ready to buy your first home in the Asheville area, and want a plan that thoughtfully encompasses all of your purchasing parameters, contact Mike Figura at Mike@MyMosaicRealty.com or call him anytime at (828) 337-8190.