The community of Barnardsville, N.C., 20 miles from Asheville, is a nature-lover’s dream, with close proximity to Pisgah National Forest and all the exhilarating fun for which the area is famed. Located on Ivy Creek, Barnardsville’s verdant landscape is ideal for farms, of which there is a range. 

Homes in Barnardsville perfectly encapsulate scenic mountain living, with a variety of sizes and designs available. Everything from compact cottages on easy-to-maintain lots, to stunning estates with mountain streams slicing through the grounds, dot the community. Barnardsville’s proximity to I-26 makes it easy to get to surrounding communities, outdoor destinations, and commercial conveniences.

Barnardsville, built on community

Anchoring Barnardsville is the Big Ivy Community Center, where residents and visitors alike can delight in a multi-faceted public space and facilities. The center boasts a library, basketball and volleyball courts, playground, horseshoe area and walking trails. A swimming pool, complete with concession stand and lifeguards, is open from May to August.

Many farms in the area are open to visitors year-round and feature an array of Western North Carolina bounty. Enjoy U-Pick flower farms, vegetable farms, and fruit orchards. Everything from specialty herb and spice farms to angora goat farms can be found in the Barnardsville area.

Outdoor adventure in Western North Carolina

Barnardsville is famed for plenty of outdoor adventure, offering everything from waterfall hikes to ziplining to camping. Nearby Walker Falls, a 45-foot roadside waterfall nestled in Big Ivy, can be enjoyed up close or from your car. Farther up the road, the 70-foot Douglas Falls drops from an overhanging cliff, offering the opportunity to walk behind the waterfall. The popular Navitat Canopy Adventures, located less than 2 miles from Barnardsville, features treetop and mountaintop tours.

For more information about properties in Barnardsville, or anywhere in Asheville or Western North Carolina, contact us at Info@MyMosaicRealty.com, or call us anytime at 828-707-9556.

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As you begin your real-estate journey in the Asheville area, it pays to team with the top producers of Mosaic Community Lifestyle Realty. Combining deep local roots with an expansive marketing reach, Asheville’s premier full-service real estate brokerage offers expertise and personalized service to solidly meet your needs, desires and criteria. 

That expertise enters into every facet of Mosaic’s operations, including in its award-winning website, where you can go beyond basic searches to dig deep and find precisely the property you’re looking for in Asheville and Western North Carolina. A popular online search option on MyMosaicRealty.com is by “Interests & Lifestyles.” Mosaic is excited to unveil the newest subcategory within this search: “Properties with Mountain Streams.”

Flowing with beauty and fun

This part of the Blue Ridge Mountains boasts myriad clear, cascading streams, many of them winding their way through picturesque Western N.C. lots and homesteads. The streams in this part of the state are incredibly healthy and, at the upper elevations, support a range of trout, including brook, rainbow and brown trout, as well as brown/brook hybrids called tiger trout.

The sights and sounds of mountain waters flowing past a home provide a relaxing backdrop unlike any other. But they’re not just pretty to look at: Western N.C.’s waterways and tributaries are a major hub for outdoor recreation and adventure. In addition to fantastic fishing, the area’s mountain streams and rivers offer the ideal opportunity to experience a range of activities, from tubing to rafting to kayaking. They’re also perfect for simply cooling off on a warm summer afternoon. 

Having such a watercourse on your own Asheville-area property perfectly encapsulates idyllic mountain living. For more information about properties with mountain streams, or any type of real estate in Western North Carolina, contact us at Info@MyMosaicRealty.com, or call us anytime at 828-707-9556.

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Situated along the French Broad River against a beautiful Blue Ridge Mountain backdrop is the community of Alexander, N.C. The area’s proximity to outdoor adventure, cultural amenities – Asheville is only 20 minutes south, along NC-251 – and scenic settings makes Alexander the perfect spot for a relaxing homestead.

Exhilarating Western N.C. activities

Residents of this Buncombe County community can enjoy a range of exhilarating activities amid stunning surroundings. Kayaking, tubing and other water sports in the French Broad River are popular pastimes. Alexander’s easily accessible location makes day trips to Pisgah National Forest or the Great Smoky Mountains for nature walks, hiking, camping and mountain biking a breeze.

Homes in Alexander range from comfortable, single-level living to new, contemporary builds to established ranches with lots of acreage to spread out. Plenty of available lots means you can build a dream property to your exact specifications.  

Nearby eclectic mountain communities

Just a quick drive from Alexander is the town of Weaverville, where visitors can enjoy two public parks within its jurisdiction: Lake Louise Park and the Main Street Nature Park. Well-maintained areas prized for passive recreation, the parks offer walking paths lined with flower beds and educational information celebrating Weaverville’s rich heritage. Weaverville also boasts an entrance to the Blue Ridge Parkway, miles of local hiking trails, cycling routes, scenic drives, wildlife, and native plants. 

Another nearby community is Marshall, N.C., boasting a quaint Main Street as well as access to a range of outdoor adventures. This idyllic town in Madison County, with easy access to trails along the French Broad River, features a downtown lined with historic buildings, including a century-old courthouse. Main Street features artists’ studios, interesting shops, music and dance venues and galleries. Stroll to Blannahassett Island, just over the river, to enjoy more artists’ studios, as well as picnic areas and fishing.

For more information about real estate in Alexander, or anywhere in Western North Carolina, contact us at Info@MyMosaicRealty.com, or call us anytime at 828-707-9556.

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If you’re ready to buy a home in the Asheville area, a little prep work ahead of securing a mortgage will go a long way in making the process smooth and enjoyable. Here are some tips to set you on the path to success.

Credit score check

First off, check your credit, since this is the first thing potential lenders will do when you apply for a loan. Make sure it’s accurate, and that the numbers haven’t been fraudulently tampered with by someone with access to your credit. If you see inaccuracies, accounts that you didn’t open, or other mistakes, now is the time to take immediate steps to stop what could be identity fraud. And if your credit score isn’t where you’d like it, by taking certain measures you can see improvement in six to 12 months. Most mortgage programs require a minimum credit score of between 580 and 620.

Improve debt-to-income ratio

Next, it’s time to improve your debt-to-income ratio, the percent of your monthly income that goes toward repaying debt. This ratio will dictate whether you can get a mortgage loan. To improve your ratio, it’s important to pay off as much debt before applying for a mortgage, including credit cards, car loans, and college loans. 

Get the loan lowdown

Before you jump into shopping for a home, determine how much you can afford (factoring in down payment and closing costs) and how much you will have to borrow, then research your loan program options. Decide how you want to approach your loan, whether it’s finding the plan with the lowest down payment, the lowest monthly mortgage payment, the shortest duration, a fixed rate, or an adjustable rate.

A key step ahead of home buying is getting a pre-approval letter from a lender. You will need to provide the lender with tax returns, paycheck stubs, financial statements and the like, which the lender will review before deciding how much you can afford. 

Find the perfect agent

To make the home-buying process less complicated and intimidating, it’s important to have a trusted, knowledgeable real-estate agent by your side. Mosaic Realty’s community-minded agents approach your individual needs with respect, honesty and integrity, and take great pride in their ability to deliver results for buyers in Western North Carolina. Mosaic’s client-centered approach is integral to finding the perfect home, neighborhood and lifestyle for your unique needs.

For more information about real estate anywhere in Asheville or the Western North Carolina area, contact us at Info@MyMosaicRealty.com, or call us anytime at 828-707-9556.

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