Real Estate Resources

Building a New Home Requires the Right Tools

New Construction Green Home Asheville

Asheville has seen a new-construction boom in recent years, thanks to an influx of buyers looking for fresh, modern, green or more centrally located homes in popular neighborhoods. While it’s easy to believe that a newly built home translates to a headache-free real estate transaction, new construction carries its own set of cautionary guidelines. Finding an agent who can navigate the ins and outs of a new-construction purchase is key to getting the best out of your experience. The agents at Mosaic Community Lifestyle Realty have the knowhow to guide you through the process smoothly, eliminating the headaches that can come with venturing into unfamiliar territory. Below, a few pointers to get you started:

  • New Construction Asheville HomeIf you’re purchasing a home before or during construction, make sure the building specifics are adequately defined so there is no question about finishes. A Mosaic agent can clue you in to which details you need to know – floor plans and spec sheets are but two of the specifics – and from whom to secure the information.
  • If the seller or builder is perhaps just starting out and lacks some experience, you will want the due diligence period to run beyond completion of construction. That way, you have time to terminate the deal if the house is not completed to spec.
  • Did you know that even if you’re building a new home, you should still be ready to perform a regular home inspection and radon test? While green-built homes already come radon-tested, other types of new-home construction may not.
  • Newly constructed homes don’t generally come with things like mailboxes or bathroom hardware – think towel rods and toilet paper holders. An adept agent will know what to look for on spec sheets, and can help you determine which missing pieces you’ll need to supply yourself.
  • Always make sure you have a one-year warranty as part of new construction. A Mosaic agent can help you nail down the right contract or addendum to protect your new investment.
  • Did you know you can pay for blinds or window treatments but have the builder install them? A knowledgeable agent can help you think through ancillary items like these that you may want to add on during construction of your new home.

Tips like these are only a start; if you’re ready to build or buy a new-construction home in Asheville, and want a thorough plan and expert direction that thoughtfully encompasses all of your needs, contact Mike Figura at Mike@MyMosaicRealty.com or call him anytime at (828) 337-8190, or get in touch with any of Mosaic’s selling agents at info@mymosaicrealty.com.

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Mills River Offers Ample Space Amid Abundant Natural Beauty

Mills River Neighborhood

Within minutes of some of the country’s most popular and picturesque state and national forests sits Mills River, a town in the northwestern part of Henderson County stretching northeast to the Buncombe County border and southwest to the Transylvania County line. Sitting 17 miles to the southwest of Asheville, Mills River offers expansive living against breathtaking backdrops, with close proximity to all manner of amenities.

Mills River was incorporated as a town in 2003, and has a population of around 7,000. Featuring rolling hills dotted with everything from rambling ranches to newly constructed homes, as well as lots ready for custom creations, the town is a draw for those seeking room to stretch out, but still be within arm’s reach of conveniences. The Asheville Regional Airport and I-26 are mere minutes away. The towns of Hendersonville (8 miles away) and Brevard (14 miles away) are also easily accessible.

Outdoor Adventures Abound

Du Pont State ForestWhen it comes to outdoor adventures, Mills River can’t be beat. For water activities, the French Broad River flows through the northeastern part of town, while one of its tributaries, the Mills River, flows through the center of town. Both Pisgah National Forest and DuPont State Forest are a short drive away, offering daytrips overflowing with waterfalls, hiking paths and mountain biking trails – you can even take a horseback trail ride. The area also boasts renowned destinations like Sliding Rock and the Cradle of Forestry.

For world-class music performances, Mills River is just a short drive from the Brevard Music Center’s Summer Festival, which features everything from bluegrass to classical to operatic productions.

Excitement is Brewing in Mills River

Sierra Nevada Brewery Mills RiverA major boon to the town came in 2014, when Sierra Nevada opened a brewery – its second in the U.S. – in Mills River. The sprawling, state-of-the-art facility and Taproom and Restaurant draw thousands of visitors from all over the region and the world to enjoy tours, tastings and special events, as well as live music indoors and outdoors, in a relaxed family atmosphere. 

Other popular spots to visit in Mills River include the Mills River Creamery, offering a range of locally made milk, cheeses, ice cream, as well as the Bold Rock Hard Cidery, which has daily tours, tastings, flights and food.

For a personally guided tour of Mills River, or for more information on real estate here or anywhere in the Asheville area, please contact Mike Figura at Mike@MyMosaicRealty.com or call him anytime at (828) 337-8190.

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In Asheville, Residential Solar Systems Brighten the Bottom Line

Solar Panels Home Asheville

As the movement toward alternative energy sources continues, residential solar energy incentives are gaining a growing audience. In Asheville, homeowners can take advantage of many rebates and incentives at the state and federal levels, meaning that both up-front and long-term costs can be reduced. Following, a few financial benefits to installing solar systems in your home:

Federal Tax Credits

The installation of both solar water heaters and solar panels can qualify for a tax credit. As of 2018, that means a credit of 30% of the cost, including installation costs, with no upper limit. (The credit decreases to 26% in 2020). The systems must be installed in a home you own and use as a primary residence, between Jan. 1, 2006, and Dec. 31, 2021. For solar water heaters, at least half of the energy generated must come from the sun, and the system must be certified by the Solar Rating and Certification Corp. For solar panels, the photovoltaic systems must provide electricity for the residence.

State Incentives

Solar Power HomeDuke Energy provides its N.C. customers with rebates if they install solar panel systems. Homeowners can receive a $0.60/watt rebate for systems up to 10 kilowatts. That means an average 6-kilowatt system would be eligible for a rebate of $3,600.

Revolving loan options are another perk for North Carolina residents. Legislation enacted in the state allows for cities and counties to offer low-interest loans for solar panels. The legislation limits loan terms to 20 years, with an interest rate cap of 8 percent.

Property Tax Exemption

Solar PowerSolar systems are lauded for increasing the value of your home, but that can also mean higher property taxes. However, in North Carolina, for homeowners who are using their systems for residential purposes (and not for business or profit), an N.C. property tax exemption means that the value their system adds to the property isn’t included in property tax assessments.

Another incentive for N.C. residents who install solar panels is net metering. The state’s net metering policy credits homeowners for the extra power the solar panels produce, and allows them to apply that credit during times when the system doesn’t generate enough electricity.

At the local level, installing solar panels will net a bonus incentive. If you live in the city of Asheville, you can receive a rebate on your building permit when installing a solar system on either residential or commercial construction.

If you’re in the market for a home in Asheville that is equipped with a solar system, or one that can accommodate such a system, please contact Mike Figura at Mike@MyMosaicRealty.com or call him anytime at (828) 337-8190.

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Multilingual Site Makes Mosaic an Asheville Real Estate Resource for All

Mosaic Realty Website Asheville Homepage Spanish

As Asheville’s appeal widens, so grows its attractiveness as a place to purchase a home, whether it be a primary residence or a vacation property. International interest in the city means more non-English-speaking buyers are exploring real estate options in Asheville – and thus the need for multilingual assistance.

Mosaic Community Lifestyle Realty is at the forefront of accommodating this new population of potential clients, becoming an inclusive resource for non-English speakers searching for Asheville-area properties. One way Mosaic is doing this is through its website. Mymosaicrealty.com now offers Google Translate, which instantly translates the site from English into more than 100 other world languages.

Easy-to-Use System

Mosaic Realty Website Asheville SpanishThe system is simple: When a user goes to Mosaic’s homepage, or any other page, he or she can click on the tab appearing in the upper left corner that says “Select Language.” From there, a drop-down menu reveals the language options available. A quick click on one of the myriad language options will translate that page, and every page to which the user navigates.

In addition, there is also a notification on most browsers that will pop up to recommend visitors translate the language of the page. The notification might read: "We have detected that this website is in English. Do you want to translate to Spanish now?"

Spanish-Speaking Agents

Mosaic Realty AgentsBeyond its website, Mosaic is specifically reaching out to Spanish-speaking clients in a more direct fashion. Three Mosaic agents – Joseph Ruiz, Hart Dalhauser and Gus Mujica – are fluent in Spanish, which means they can adeptly assist Spanish speakers, providing them with a more comfortable environment in which to buy or sell a home.

Mosaic approaches each client’s individual needs with respect, honesty and integrity. Now, that approach can be extended across a multilingual platform. Thanks to Google Translate, navigating Mosaic’s listings and its other helpful real estate and regional information has never been easier – in any language.

For more information on real estate in the Asheville area, or if you know of a non-native-English speaker seeking to buy or sell a home in Asheville, contact Mosaic owner Mike Figura at Mike@MyMosaicRealty.com or call him anytime at (828) 337-8190.

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Make the Road to Your First Home Purchase a Smooth One

First Time Home Buyer Asheville

Taking the leap into first-time home ownership can be a daunting experience – but it doesn’t have to be. If you’re looking to make the process of buying your first home in the Asheville area a smooth one, the agents at Mosaic Community Lifestyle Realty can help. Mosaic’s agents are well-versed in the particulars of purchasing a first home; they are trained to support you through every step of the process, implementing tools and resources rarely secured by buyers who choose to go with less experienced agents. Following, a few tips from Mosaic to help you on your way to buying your first home:

Money Matters

Home ChecklistBefore diving deep into your home search, it’s best to meet with a mortgage broker who can explain the types of loans for which you qualify, and ways in which you can capitalize on financial aids available to you as a first-time homebuyer.

A Mosaic agent can help you formulate an expected cost checklist, and advise on ways to tackle, stagger or better manage those costs. As with any big-ticket purchase, there will be risks associated with buying a home. It’s Mosaic’s job to make you aware of all of those risks, so that you’re fully prepared if and when you encounter them.

Educate Yourself

Did you know there are a variety of educational programs geared to the first-time homebuyer? A Mosaic agent can explain the class options offered in the area; everything from broad instruction to personalized guidance is available to you.

Strategies to Prepare

First Time HomebuyerAttaining the fiscal know-how necessary for a home purchase takes some practice. Mosaic knows this, and has a range of tips for getting you – and your wallet – ready for the undertaking. Everything from saving strategies to credit repair can be thoroughly explored with the help of Mosaic’s knowledgeable staff.

Knowing the Rules

Did you know specific loan rules can apply to homes on private roads? Or that certain condominium complexes can carry assessments and fees beyond the standard purchase price? When it comes to first-time home purchases, Mosaic agents are well-versed in the rules, both routine and unconventional. Having them in the driver’s seat means never being surprised by hidden or little-understood regulations.

Tips like this are only a start; if you are ready to buy your first home in the Asheville area, and want a plan that thoughtfully encompasses all of your purchasing parameters, contact Mike Figura at Mike@MyMosaicRealty.com or call him anytime at (828) 337-8190.

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Biltmore Forest: Luxury Living Meets Ample Amenities

Biltmore Forest Asheville NC

Just 10 minutes south of downtown Asheville, amid the lush backdrop of the Blue Ridge Mountains, sits the town of Biltmore Forest. Residents and visitors alike are drawn to Biltmore Forest for its close proximity to exhilarating outdoor activities, popular tourist attractions, and residential neighborhoods teeming with majestic mansions, historic rambling ranches and gated communities.

The town of Biltmore Forest provides a full range of services including police, public works, water, zoning and sanitation. With the Blue Ridge Parkway slicing the southern end, Hendersonville Road bordering the east, downtown Asheville and I-40 to the north, and the Biltmore Estate running along the western border, Biltmore Forest is perfectly positioned for optimal living and playing.

Biltmore Forest: Encompassed in History

Biltmore Forest AshevilleIn the early 1900s, 1,500 acres of Biltmore Estate bordering on Hendersonville Road was declared a restricted residential section and sold off as lots. The project, which would become Biltmore Forest, began in August 1920, and the town was officially chartered in 1923.

In 1990, the Biltmore Forest Historic District was determined eligible for the National Register of Historic Places. Eligibility included the area’s pioneering method of suburban real estate development; the Colonial revival, craftsman, rustic and Tudor revival styles specific to the area; and the coordination of plan, landscaping and architecture to create identity and character.

Residential zoning designations and conscientious zoning restrictions have helped to retain the historic design. The adoption of tree protection ordinances and community forestry programs have helped to conserve the natural landscaping that is a hallmark of Biltmore Forest.

Amenities Abound Near Biltmore Forest

Biltmore ForestBiltmore Forest offers its residents a number of community parks, 24-hour police and fire protection, the private-membership Biltmore Forest Country Club with golf course, pool, fitness center and tennis facilities, and a number of public, private and parochial schools nearby. The commercial thoroughfare of Hendersonville Road is home to a number of grocery stores, gyms and specialized fitness facilities, retail shopping both big-box and boutique, movie theaters and restaurants. The Asheville Regional Airport is a mere 15 minutes away.

Outdoor adventures are only a short drive away from Biltmore Forest. Residents can take a hike through Pisgah National Forest; enjoy a scenic drive up the Blue Ridge Parkway; or enjoy water activities on the French Broad River.

For a personally guided tour of Biltmore Forest, or for more information on real estate here or anywhere in the Asheville area, please contact Mike Figura at Mike@MyMosaicRealty.com or call him anytime at (828) 337-8190.

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Explore 21 Lakeview Road in Beautiful Asheville, NC

Picture yourself if this stunning historic Lakeview Park home. This meticulously maintained two-story granite and block stucco home features incredible views of Beaver Lake and Elk Mountain, and is just a few miles from downtown Asheville. Architecturally designed to maximize natural daylight, the home has walls of east and west facing windows throughout. Chef’s kitchen has Carrara marble countertops, FiveStar Stove, Viking refrigerator, original craftsman tile flooring, and custom cabinetry. Floor plan is spacious with beautiful period details throughout include original crystal chandeliers, oak floors, leaded glass windows, butler’s pantry, and library. Perfect for entertaining inside and out. Multiple terraces, fenced backyard, two car garage, and ample off street parking. Large elevated lot offer views and privacy. Enjoy Beaver Lake’s walking paths, kayaking, and canoeing or walk to library, restaurants, shopping, and more.

MAIN FLOOR:

MAIN FLOOR LIGHT AND BRIGHT AND AIRY

  • Stone steps lead you to the front entrance
  • Front door opens to tiled vestibule which leads to an elegant foyer
  • Living room is spacious and bright and features a wood-burning fireplace with wood mantel and custom handcrafted tiles
  • Walls of windows let in abundant daylight and offer views of both Beaver Lake and Elk mountain and the private shaded backyard
  • 10-foot ceilings and picture rail throughout
  • French doors open to library
  • Library currently used as a den has walls of arched windows, custom built-ins, ceiling fan, and door to back patio and yard
  • Dining room off foyer has large chandelier, room for large table and stunning views
  • Dining room flows to butler’s pantry/ breakfast room
  • Butler pantry currently used as first floor office has room for storage and would be an ideal breakfast room
  • Powder room accessible from kitchen or off foyer

KITCHEN:

KITCHEN_carrara marble countertops

  • Designer chef’s kitchen features six-burner stainless steel FiveStar stove, Viking refrigerator, and Carrara marble countertops
  • Individually laid original tile flooring
  • Custom cabinetry with built-in plate rack, glass front upper cabinets, and built-in pantry cabinets
  • Pendant lighting, crown molding, and large windows
  • Kitchen opens to Butler Pantry/ Breakfast room
  • Backdoor leads to basement stairwell and grilling porch
  • Grilling porch has permanent gas line

SECOND FLOOR:

  • Second floor features four bedrooms, two bathrooms, laundry room, and covered porch with views
  • Master bedroom has large walk-in closet with custom closet system and offers lovely mountain and lake views
  • Second closet in master for extra storage
  • Master bathroom has large vanity, marble tile floors, cast-iron tub/ shower combo, and subway tile chair rail
  • Spacious second bedroom has west facing windows and two closets
  • Third bedroom has lake views and ceiling fan
  • Second full bathroom features a Carrara marble pedestal sink, marble tile flooring, chandelier, and cast-iron tub/shower combo
  • Fourth bedroom has glass French doors that lead to covered porch
  • Laundry has room for storage and is light and bright

OUTDOOR:

OUTDOOR_ Slate Stone Terrace and Level Lawn

  • Elevated .40 acre lot has sprawling lawns, mature trees and perennials, and multiple terraces with ample space to entertain
  • Large front terrace features wooden decking, cast-iron railings, and stunning views of Beaver Lake and Elk Mountain
  • Second front terrace has slate-stone flooring and is wonderfully private and overlooks a level lawn area and line of evergreen trees
  • Fenced-in backyard has a grilling porch with permanent gas line, large patio for outdoor dining, mature trees, and large garden bed
  • Stairs from yard lead to back driveway and garage
  • Second floor porch has new wood decking, room for multiple sitting areas, and is covered by custom canvas awning

DIRECTIONS:

From downtown Asheville: Merrimon Ave. North to left onto Lakeshore Dr. Turn right onto Lakeview Rd. Home is on your left.

For more information, contact listing agents Vanessa Byrd and Laura Moye

 

Gain Guidance on Investment Property Purchases in Asheville

Rental Investment Property Asheville

If you’re in the market for an investment property in Asheville, you’re probably aware of the wide range of properties available, and the long list of logistics involved in purchasing one of those properties. Navigating the complicated process of buying a single- or multi-family home, a parcel of land, or a commercial building can be daunting, but it can be made less so by aligning with a real estate agency adept at spearheading such deals. Mosaic Community Lifestyle Realty has agents specially equipped to guide you through the ins and outs of investment property purchases, offering a deeper knowledge and invaluable tips that might otherwise be unavailable from a less experienced agent. Below, a few ways Mosaic makes the process more manageable, helping you to get the best deal on your investment:

Cap Rate and Contract Considerations

Commercial Investment Property AshevilleOne important guide in shopping for an income-producing property is the capitalization rate – the ratio of the property’s net income to its purchase price. Evaluating the rate of return on your investment goes beyond a simple math equation; things to consider include financing duration, interest rates, and the type and condition of investment property. A Mosaic agent can dig deep for you, helping you to compare the cap rate on several properties and hone in on the one that gets you the best return on your investment.

Transaction contracts and what they contain vary widely depending on the type of property. Which one to implement, and what it should include in the fine print, can be complicated to understand, which is why it helps to have Mosaic at the table. How quickly the process during the examination period (due diligence) is completed is crucial, something that Mosaic agents know and prepare for accordingly.

Assembling Your Team

Investment Properties AshevilleBuying an investment property often involves retaining a variety of experts for inspections, code reviews, and structural and environmental components. Do you need an architect, civil engineer, builder, surveyor? Mosaic agents can advise you on which specialists make sense to add to your team, and which assessments need to be covered.

Types of Leases

When you’re looking at an investment property purchase, one of the things to consider is the type of lease you will be implementing with your tenant. You may be unfamiliar with the terms of a gross lease, a full-service lease, or a triple-net lease, so it’s important to have an agent who can help you weigh the pros and cons to each of these options.

These are just a minute portion of the many bases that must be covered when diving into an investment property deal. For a personalized plan suited to your investment goals, or for more general information on real estate in the Asheville area, please contact Mike Figura at Mike@MyMosaicRealty.com or call him anytime at (828) 337-8190.

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Lively Living in Leicester,NC, Against a Breathtaking Backdrop

Leicester Neighborhood Near Asheville

Leicester, a community nestled among rolling hills against a breathtaking Blue Ridge backdrop, sits 10 miles northwest of Asheville in Buncombe County. To spend time in Leicester is to discover the perfect balance of natural beauty, exciting annual events, and popular amenities, all within easy driving distance. Leicester’s ideal location puts it mere minutes from West Asheville, Downtown Asheville, Weaverville and Woodfin.

The area features a range of home styles – everything from rustic ranches to green builds to maintenance-free condominiums. Or you can find your perfect parcel of land to create the home of your dreams from scratch.

Leicester’s Beginnings

Leicester NC FarmIn 1829, a post office opened in the area, originally called Turkey Creek. Frontiersman Leicester Chapman purchased a tract of land in the area from the city of Asheville, becoming the postmaster in 1852. Seven years later, Chapman renamed the area Leicester for the Earl of Leicester, also his namesake.

New Leicester Highway serves as a main commercial corridor for the community, featuring a range of restaurants, grocery chains, and retail stores. If you’re looking to get away and immerse completely in the outdoors, the Great Smoky Mountains are a little over an hour’s drive. A favorite destination from Leicester is Max Patch in Pisgah National Forest, an Appalachian “bald” and one of the Appalachian Trail’s most popular hikes.

Leicester Area Activities

Leicester Farm GoatsLeicester is brimming with annual events and seasonal fests to keep residents and visitors entertained year-round. Following, a few favorites:

·      Asheville Barnaroo – Started in 2009 and held every fall at Franny’s Farm, this popular festival features non-stop music over 38 acres for three days. It aims to showcase, promote and celebrate local and regional singer-songwriters and bands in rock, folk, Americana, bluegrass and funk. The fest offers optional camping; concertgoers can enjoy local beer from Hi-Wire, local food from Farm to Fender food truck, and talented regional crafts and artists.

·      Come to Leicester Studio Tour – This annual art studio tour, held in August, showcases Leicester’s local talent and builds awareness of its vibrant arts community. The free, self-guided tour of more than 23 studios and shops offers the opportunity to see artists at work, and to purchase pieces. A detailed tour map is available at every tour stop.

·      Addison Farms Vineyard – This family-owned and -operated vineyard, winery and tasting room is situated on 55 pristine, rolling acres, land that has been in the family for four generations. The tasting room is open year-round; Addison also offers a Winemaker’s Tour & Tasting for a personal, behind-the-scenes experience.

·      Noble Cider Taproom – Located on New Leicester Highway, Noble Cider – Asheville’s first hard cider company – offers visitors the opportunity to watch raw apples arriving for pressing, fresh apple juice being pumped into tanks to be fermented, or the finished product being put into kegs or bottles. Noble’s 20 taps feature an eclectic range of crisp and creative hard ciders. Open Wednesday-Sunday.

For a personally guided tour of Leicester, or for more information on real estate here or anywhere in the Asheville area, please contact Mike Figura at Mike@MyMosaicRealty.com or call him anytime at (828) 337-8190.

 

In Picturesque Woodfin, NC, Fun and Amenities Abound

Woodfin NC Real Estate

Photo by Gus Mujica, Mosaic Realty Agent

Nestled just north of Asheville, surrounded by picturesque vistas and exciting outdoor adventures, is the cozy community of Woodfin. Featuring eclectic shops and a range of dining options, Woodfin offers residents and visitors alike relaxed surroundings mere minutes from the amenities of the Merrimon Avenue corridor, and only a short drive to downtown Asheville. A range of housing options abound in Woodfin, from sleek condos with walkable amenities, to mid-century ranches with expansive yards, to modern mountain builds tucked in natural beauty.

Woodfin: a Little City in the Country

Woodfin YMCALocated in Buncombe County with a population just over 6,000, Woodfin was named for Nicholas Washington Woodfin, a renowned lawyer and statesman of early North Carolina, under whom Gov. Zebulon Vance clerked as an attorney. The town was incorporated in 1971, although the community itself dates back to at least the mid-19th century.

With Weaverville Road, Woodfin’s commercial epicenter, winding through the town, it’s easy to access a range of restaurants and stores. Moe’s Original Bar B Que, Eden-Out Bulk Organic Meals Delivery Service, Bellagio Bistro, and the Bavarian Restaurant & Biergarten are just a few of the tasty options available. The YMCA operates a facility and remote playing field out of Woodfin as well.

Also calling Woodfin home is the Shops at Reynolds Village, a collection of local businesses offering shopping, dining and other services. Located one mile north of Beaver Lake, Reynolds Village features walkable tree-lined streets, plenty of free parking, and fun community events in the town square and at various businesses on street level. The Knitting Diva, Spellbound Children’s Bookshop, Thirsty Monk and Chupacabra Latin Café all call Reynolds Village home. Services including medical, pet and floral are also available at the Shops. Getting some fun physical activity indoors is easy in Woodfin, with the Woodfin YMCA, 9Round North Asheville, Rococo Ballroom and Asheville Pilates located in the Shops.

Outdoor Adventures in Woodfin

French Broad River WoodfinThe French Broad River runs along the western length of Woodfin, meaning residents have easy access to all the outdoor water activities the river is famed for. Beaver Lake, with its scenic walking paths and varied wildlife species, is just a couple minutes’ drive from Woodfin. For an immersive, all-day adventure in the great outdoors, Woodfin is perfectly positioned near the Blue Ridge Parkway and all the hiking and camping options the parkway has to offer. Also nearby is the Botanical Gardens at Asheville, with its beautiful, easy hikes for an afternoon of outdoor enjoyment.

For a personally guided tour of Woodfin, or for more information on real estate here or anywhere in Asheville, please contact Mike Figura at Mike@MyMosaicRealty.com or call him anytime at (828) 337-8190.

Learn More: This is Woodfin, site maintained by Mosaic Realty Agent, Gus Mujica

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